Money Monitor: Expense Tracker

• Free

Last verified 31 Jul 2026

4.0 357 ratings · App Store

1. 4/5Almost Perfect

   I have a very limited budget and wanted to be able to run reports so I could try and see where J could cut back so I could have money to use elsewhere. I absolutely love the variety and details of their reporting. I do wish under budgets it had an “envelope” function where you could put money into a budget without a transaction. I usually have to put pieces of my paycheck aside for different bill, but I still have the money in my account until I have saved up enough to pay the bill. It would be nice if it would let you set money aside from your account without having to be linked to an expenditure , similar to the app GoodBudget. GoodBudget lets you set aside money into an “envelope” based on money you currently have and without you needing to show it as spent right then and there. Still, this app does not charge a monthly fee (GoodBudget is about $10/mo) and the flexibility they have with reporting is phenomenal (something most apps I saw didn’t really have). You also don’t have to make an account or give access to you bank account. Plus, you can take pictures of your receipts and log them with each transaction! A feature I have only seen with this app (and I went through quite a few before purchasing this one)!

   Everynicknameonearthistaken!! · 31 Jul 2026

2. 4/5Money Monitor Review

   Pros: Money Monitor is a great app to see where your money is going. It has the ability to track bills, expenses, income, and budgets. It has several reports that can be exported including income vs expenses, category report, bill report, and more. You can create custom categories and rename and delete default ones. The app also lets you set a frequency of bills, budgets and income. Cons: I am using the free version and it is is very ad heavy. I am also having an issue with transactions being added automatically (which I am sure I setup somewhere). The app is a bit cumbersome to add a new payee, but once added very easy to search and find it. It will take some time to set the app up (i.e. Salary, bills, payees, budgets, etc) but this is expected in most apps. It doesn't have any type of bank account linking (that I've seen) so transactions on a debit or credit card still need entered manually. Overall a great app. I've tried several others before committing to this app. This app does things many paid apps do (and paid meaning like $10/mo!). Overall, very impressed with the app and highly recommend it to track all of your finances.

   Muddblood · 31 Jul 2026

3. 5/5Highly Functional

   Pros: I had previously been using pocket expense, but they have been having syncing issues and I lost several months’ worth of data. This app had everything I needed: unlimited number of accounts, some sort of backup (I use Dropbox, but there is also an option to backup onto your desktop/laptop), and manual transaction entry. You can also email reports of transactions/budgeting history to yourself. Entering data is fairly easy, and budgets are highly customizable. You can also add spending categories as needed. I personally use tracking apps to make myself more aware of my spending, so apps like Mint that sync with your accounts automatically are pretty useless to me. It’s also much easier to add gift cards or prepaid cards on manual spending trackers. This app has a ton of features I never use, like recurring bill payments and dating transactions down to the second. I don’t find the ads particularly intrusive; they’re only a few seconds long. Cons: Users should know that they only have 500 transactions on the free app. There is the option to export your data to the paid version once you have reached that limit. The app also does not have a calendar view of all expenses, only of recurring bills. A final very nitpicky comment: the user interface feels old and clunky. These are extremely minor points though. Love this app!

   Jlotp · 31 Jul 2026

4. 5/5Just what I needed!

   I started spending significant time over seas in the Philippines. I needed a way to track my spending on the go, as Philippines is almost all cash with no receipts and requires spending money frequently throughout the day. With this app, I can setup my accounts in Philippine peso, whip out my phone while in the checkout line and quickly record my transaction. The reporting is great, the flexibility of recording payee, categories, being able to group account types, and being able to attach a photo to a transaction has been phenomenal! I can’t imagine being without it! I also love being able to use it without a data connection, storing my data local on my phone. It’s almost as if the app was tailor made for what I need. I can’t say enough good things about it!

   son4everbiz · 31 Jul 2026

5. 5/5A great way to budget and manager your money!

   I've had this app for about a week now and I really like it compared to many of the other finance apps that are available. First, it doesn't require an account which was a one of the core things I was looking for in an app and second, adding transactions is pretty easy (and you can add pics of the receipts!). The reports you can generate with this app were one of the selling features for me, since I like to see how how I compare with budgets, categories, and income vs. expense for each month. This app goes further to offer that functionality on a weekly, monthly, and so-on basis. In addition, you can generate PDF, csv, or HTML reports for printing (right from the app). There are only a few suggestions/features I would like to see with this app in order to make it completely fit my needs (and maybe the needs of others). First, I find it difficult looking at transactions to determine if the transaction is income or expense since the colors are fairly muted in the app to go along with the theme. The red and green bars at the left are nice, but I tend to have to look over there every time to determine if it is an income/expense transaction. A brighter/more vibrant green would be appreciated. Next, It would be amazing if categories could be assigned to budgets. That way, when I am in a hurry and just tap a category that's assigned to a budget, it automatically adds that transaction to the assigned budget without me having to also tap the budget I want to assign the transaction to. Overall this is an excellent app and for the price of the pro version this becomes a stellar deal. I recommend that everyone that's looking for a finance/budgeting app to check this one out! Thanks Dev and keep up the good work!

   MrTechTurtle · 31 Jul 2026

Privacy

• Data Not Linked to You — App Functionality — User Content — Photos or Videos Developer declared
• Data Not Linked to You — Third-Party Advertising — Identifiers — Device ID Developer declared
• Data Not Linked to You — Identifiers Developer declared
• Data Not Linked to You — User Content Developer declared
• Data Used to Track You — Identifiers — Device ID Developer declared
• Data Used to Track You — Identifiers Developer declared

Accessibility

No accessibility labels collected yet.