Moneko AI Expense Tracker

Name: Moneko AI Expense Tracker
Rating: 4.9 (21 reviews)
Author: Fenghua Shao

by Fenghua Shao

iPhone · iPad

Active Last checked 7 Aug 2026

App Store ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: From $12.99/mo
Free to download
In-app purchases

Categories and search queries

Official categories

Finance
Productivity

AppCorpus categories

Key functions

Function	Availability	Access	Scope	Evidence
Family Sharing	Yes	Unknown	App Store	Store published
Free app	Yes	Free	—	Store published
In-app purchases	Yes	Limited free	—	Store published

Screens

App Store

23 store screenshots

Moneko AI Expense Tracker ipad screenshot 1

Moneko AI Expense Tracker ipad screenshot 2

Moneko AI Expense Tracker ipad screenshot 3

Moneko AI Expense Tracker ipad screenshot 4

Pricing & paywalls

App Store

Moneko Monthly Plan — $12.99/month
Moneko Monthly Plan — $89.99/year ($7.49/mo)
Moneko Lifetime Earlybird — $149.99

Last verified 7 Aug 2026

Ratings & reviews

App Store

4.9 21 ratings · App Store

5/5Actively Developed
This app actively receives updates, and the developer is extremely responsive over on Reddit. It's also a lot more budget friendly than other apps which charge exorbitant fees for anyone who doesn't have a lot of disposable income. There's even a lifetime plan for a fair price. My personal favorite thing though is that while it's not quite on par with other apps in terms of features like automation and syncing, it's moving very fast in that direction, and I have hope that it'll be a top option soon.

Maple382 · 7 Aug 2026
5/5Switched from Spendee. This Is Way Better.
I used to use Spendee for the last 2 years, but not anymore. Moneko is honestly the best app I’ve tried so far. The best part for me is the voice logging and Siri Shortcuts assistant,, it makes adding expenses so quick and effortless. The app is simple, smooth, and very easy to use. Highly recommended Big thanks to the developer for creating such an amazing and useful app. Please keep it always updated and improving.

iamnoman21 · 7 Aug 2026
5/5Perfect for Couples
My partner and I have been using Moneko to share and split our expenses, and its been suprisingly helpful. It automatically calculates who owes what and splits expenses without the usual hassle. So glad i found this app !

David Fitz. · 7 Aug 2026
5/5Simple & straightforward tracking
Really clean and easy to use! Tracking expenses takes just a few taps, and the AI insights make it simple to stay on top of my spending.

Andy Marcus · 7 Aug 2026
5/5Highly recommended!
Exactly what I needed. Logging expenses is quick, and the shared budget feature is perfect for tracking our spending together.

BrooklynKid99 · 7 Aug 2026

Privacy & accessibility

App Store

Privacy

Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
Data Linked to You — App Functionality — Contact Info — Name Developer declared
Data Linked to You — App Functionality — Location — Coarse Location Developer declared
Data Linked to You — App Functionality — User Content — Photos or Videos Developer declared
Data Linked to You — Contact Info Developer declared
Data Linked to You — Location Developer declared
Data Linked to You — User Content Developer declared

Accessibility

No accessibility labels collected yet.

Versions

App Store

1.5.6
• New Wallets feature to manage multiple cards and bank accounts in one place • Faster performance and quicker data loading • Fixed an issue where recurring expenses didn’t display correctly in budgets • Improved reliability for CSV imports • Enhanced visibility of status bar text in dark mode • Fixed display issues with household member names • Resolved problems with invite links • General performance and stability improvements
1.5.7
•Track merchant details for transactions •Improved CSV import with smarter column detection and better error handling •Reworked settlements for clearer shared expense tracking •Fixed Apple Wallet sync issues •Unified styling across app components •General stability and performance improvements
1.5.8
- Capture receipts from your emails and automatically import transactions. - Explore new category insights with detailed metrics on your spending and budget. - Export transactions by custom date range for reporting and tax preparation. - Import and export merchant data for clearer transaction tracking. - Set default split percentages for each shared space to make bill splitting easier. - Enjoy improved wallet sync for more accurate shared and personal finance updates. - General stability and performance improvements for a smoother experience.
1.5.9
* Added support for Algerian Dinar (DZD). * Apple Pay now supports offline mode for faster transactions. * Improved the import page for smoother transaction handling. * Bank transactions now include merchant information. * General stability and performance improvements.
1.6.0
* Added currency support for COP, ETB, and XOF * You can now replace receipt photos on transactions * CSV import now automatically detects and supports different languages * Calendar widget now shows more detailed information * Fixed home screen widget calculation issues * Fixed pie chart display issues * Minor UI refinements and stability improvements
1.6.1
* Added currency support for CRC and XAF * Added Apple Family Sharing support for shared plan subscriptions * Added a Help Center link in Settings for easier access to support * Improved overall stability and performance
2.0.0
A New Era — Faster, Smarter, Works Offline Our biggest update ever is here! We’ve rebuilt the app from the inside out to make tracking your money feel faster, smoother, and more reliable than ever. Everything now saves instantly, so you can add expenses without waiting. Your data is also available offline, meaning you can keep tracking anytime, anywhere. Once you’re back online, everything syncs automatically.
2.0.1
A New Era — Faster, Smarter, Works Offline Our biggest update ever is here! We’ve rebuilt the app from the inside out to make tracking your money feel faster, smoother, and more reliable than ever. Everything now saves instantly, so you can add expenses without waiting. Your data is also available offline, meaning you can keep tracking anytime, anywhere. Once you’re back online, everything syncs automatically.
2.1.0
• Added support for Macau Currency (MOP) • Bug fixes and performance improvements • Improved overall app stability and user experience
2.1.1
• Smoother navigation with fixes to transaction page scrolling • Improved reliability for home page data loading • AI input now supports selecting a Space and Wallet before saving • Refreshed camera capture experience with a cleaner, more intuitive design
2.1.3
• Fixed an issue where wallet transfers weren’t appearing correctly in your transaction history • Added loading placeholders for charts, so you’ll see a smoother experience while data loads • Improved loading performance across the Home Dashboard, Transactions, Category Details, Daily Financial Details, and Financial Calendar • General stability improvements and bug fixes
2.1.4
Bug Fixes & Improvements * Fixed an issue where saved receipts were not displayed immediately after saving.
2.2.0
• Premium Bank Sync is now available for supported US and Canada banks, securely powered by Plaid. • Protect your data with App Lock using Face ID, Touch ID, and passcode. • Fixed wallet transfer display issues. • Improved dark mode styling. • Fixed transaction display issues after saving receipt photos.
2.2.1
• Premium Bank Sync is now available for supported US and Canada banks, securely powered by Plaid. • Protect your data with App Lock using Face ID, Touch ID, and passcode. • Fixed wallet transfer display issues. • Improved dark mode styling. • Fixed transaction display issues after saving receipt photos.
2.2.2
• Premium Bank Sync is now available for supported US and Canada banks, securely powered by Plaid. • Protect your data with App Lock using Face ID, Touch ID, and passcode. • Fixed wallet transfer display issues. • Improved dark mode styling. • Fixed transaction display issues after saving receipt photos.
2.2.4
* Personalize your wallets and pockets with custom logos. * Roll over unused pocket budgets to the next period when enabled. * Permanently delete wallets you no longer need. * Improved bank sync reliability for smoother transaction imports. * Refined wallet and pocket cards with clearer visual feedback. * General bug fixes, stability improvements, and performance enhancements.
2.2.5
• Reports, transactions, pockets, and wallets now follow your selected monthly start date • Settlement balances now update correctly when expenses change • Eligible users in the US and Canada can now see the Connect Bank option • Improved accuracy for wallet balances and pocket budgets • More reliable logout behaviour with fewer unexpected sign-outs • Smoother dashboard and shared space refreshes
2.2.6
• Monthly health reports now load more reliably • Fixed recurring transactions when using multiple currencies • Improved household subscription sharing when members join or accept invitations • More accurate handling of transaction currencies, wallets, recurring schedules, and shared expenses • General stability and performance improvements
2.2.7
• Monthly health reports now load more reliably • Fixed recurring transactions when using multiple currencies • Improved household subscription sharing when members join or accept invitations • More accurate handling of transaction currencies, wallets, recurring schedules, and shared expenses • General stability and performance improvements
2.2.8
We've fine-tuned bank sync behind the scenes to make it more reliable and provide a smoother syncing experience.
2.2.9
This update fixes an issue where recurring transactions weren't showing on the Home page.
3.0.0
Moneko 3.0 is here One of our biggest updates yet is finally here, making it even easier to stay on top of your money. What's new? • Review past and upcoming payments, and confirm them whenever you're ready. • Your Moneko AI on WhatsApp & Telegram can now help you manage recurring payments and answer more questions about your finances. • View your finances for any day and easily look back at reports from previous months. • Exclude selected wallets from your financial summaries when you don't want them included. • Support for Mauritian Rupee (MUR) and Moldovan Leu (MDL) has been added. • Better receipt importing, transaction editing, and a smoother experience throughout the app. • Stay on top of recurring bills, subscriptions, salaries, and other repeating transactions with much more control. • Faster, more reliable performance and an even smoother experience throughout the app. Thank you to everyone who shared feedback and feature requests—they've played a big part in shaping this release. Update to Moneko 3.0 today and let us know what you think!
3.0.1
Moneko 3.0 is here One of our biggest updates yet is finally here, making it even easier to stay on top of your money. What's new? • Review past and upcoming payments, and confirm them whenever you're ready. • Your Moneko AI on WhatsApp & Telegram can now help you manage recurring payments and answer more questions about your finances. • View your finances for any day and easily look back at reports from previous months. • Exclude selected wallets from your financial summaries when you don't want them included. • Support for Mauritian Rupee (MUR) and Moldovan Leu (MDL) has been added. • Better receipt importing, transaction editing, and a smoother experience throughout the app. • Stay on top of recurring bills, subscriptions, salaries, and other repeating transactions with much more control. • Faster, more reliable performance and an even smoother experience throughout the app. Thank you to everyone who shared feedback and feature requests—they've played a big part in shaping this release. Update to Moneko 3.0 today and let us know what you think!
3.0.2 · 6 Aug 2026
Moneko 3.0 is here One of our biggest updates yet is finally here, making it even easier to stay on top of your money. What's new? • Review past and upcoming payments, and confirm them whenever you're ready. • Your Moneko AI on WhatsApp & Telegram can now help you manage recurring payments and answer more questions about your finances. • View your finances for any day and easily look back at reports from previous months. • Exclude selected wallets from your financial summaries when you don't want them included. • Support for Mauritian Rupee (MUR) and Moldovan Leu (MDL) has been added. • Better receipt importing, transaction editing, and a smoother experience throughout the app. • Stay on top of recurring bills, subscriptions, salaries, and other repeating transactions with much more control. • Faster, more reliable performance and an even smoother experience throughout the app. Thank you to everyone who shared feedback and feature requests—they've played a big part in shaping this release. Update to Moneko 3.0 today and let us know what you think!
3.0.3
Moneko 3.0 is here One of our biggest updates yet is finally here, making it even easier to stay on top of your money. What's new? • Review past and upcoming payments, and confirm them whenever you're ready. • Your Moneko AI on WhatsApp & Telegram can now help you manage recurring payments and answer more questions about your finances. • View your finances for any day and easily look back at reports from previous months. • Exclude selected wallets from your financial summaries when you don't want them included. • Support for Mauritian Rupee (MUR) and Moldovan Leu (MDL) has been added. • Better receipt importing, transaction editing, and a smoother experience throughout the app. • Stay on top of recurring bills, subscriptions, salaries, and other repeating transactions with much more control. • Faster, more reliable performance and an even smoother experience throughout the app. Thank you to everyone who shared feedback and feature requests—they've played a big part in shaping this release. Update to Moneko 3.0 today and let us know what you think!

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Alternatives

Expense Tracker : Bill Tracker — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 7 Aug 2026
Sources: App Store

Independent summary has not been published yet.

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Example prompt

Compare Moneko AI Expense Tracker with Expense Tracker : Bill Tracker.

View JSON

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      "reviews": [
        {
          "rating": 5,
          "title": "Actively Developed",
          "body": "This app actively receives updates, and the developer is extremely responsive over on Reddit. It's also a lot more budget friendly than other apps which charge exorbitant fees for anyone who doesn't have a lot of disposable income. There's even a lifetime plan for a fair price. My personal favorite thing though is that while it's not quite on par with other apps in terms of features like automation and syncing, it's moving very fast in that direction, and I have hope that it'll be a top option soon.",
          "author": "Maple382",
          "date": "7 Aug 2026"
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        {
          "rating": 5,
          "title": "Switched from Spendee. This Is Way Better.",
          "body": "I used to use Spendee for the last 2 years, but not anymore. Moneko is honestly the best app I’ve tried so far. The best part for me is the voice logging and Siri Shortcuts assistant,, it makes adding expenses so quick and effortless. The app is simple, smooth, and very easy to use. Highly recommended Big thanks to the developer for creating such an amazing and useful app. Please keep it always updated and improving.",
          "author": "iamnoman21",
          "date": "7 Aug 2026"
        },
        {
          "rating": 5,
          "title": "Perfect for Couples",
          "body": "My partner and I have been using Moneko to share and split our expenses, and its been suprisingly helpful. It automatically calculates who owes what and splits expenses without the usual hassle. So glad i found this app !",
          "author": "David Fitz.",
          "date": "7 Aug 2026"
        },
        {
          "rating": 5,
          "title": "Simple & straightforward tracking",
          "body": "Really clean and easy to use! Tracking expenses takes just a few taps, and the AI insights make it simple to stay on top of my spending.",
          "author": "Andy Marcus",
          "date": "7 Aug 2026"
        },
        {
          "rating": 5,
          "title": "Highly recommended!",
          "body": "Exactly what I needed. Logging expenses is quick, and the shared budget feature is perfect for tracking our spending together.",
          "author": "BrooklynKid99",
          "date": "7 Aug 2026"
        }
      ]
    }
  ],
  "privacy": [
    {
      "store": "apple",
      "declarations": [
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Location — Coarse Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — User Content — Photos or Videos",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Location",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "User Content",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    }
  ],
  "changes": [
    {
      "store": "apple",
      "version": "1.5.6",
      "released_at": null,
      "notes": "• New Wallets feature to manage multiple cards and bank accounts in one place • Faster performance and quicker data loading • Fixed an issue where recurring expenses didn’t display correctly in budgets • Improved reliability for CSV imports • Enhanced visibility of status bar text in dark mode • Fixed display issues with household member names • Resolved problems with invite links • General performance and stability improvements"
    },
    {
      "store": "apple",
      "version": "1.5.7",
      "released_at": null,
      "notes": "•Track merchant details for transactions •Improved CSV import with smarter column detection and better error handling •Reworked settlements for clearer shared expense tracking •Fixed Apple Wallet sync issues •Unified styling across app components •General stability and performance improvements"
    },
    {
      "store": "apple",
      "version": "1.5.8",
      "released_at": null,
      "notes": "- Capture receipts from your emails and automatically import transactions. - Explore new category insights with detailed metrics on your spending and budget. - Export transactions by custom date range for reporting and tax preparation. - Import and export merchant data for clearer transaction tracking. - Set default split percentages for each shared space to make bill splitting easier. - Enjoy improved wallet sync for more accurate shared and personal finance updates. - General stability and performance improvements for a smoother experience."
    },
    {
      "store": "apple",
      "version": "1.5.9",
      "released_at": null,
      "notes": "* Added support for Algerian Dinar (DZD). * Apple Pay now supports offline mode for faster transactions. * Improved the import page for smoother transaction handling. * Bank transactions now include merchant information. * General stability and performance improvements."
    },
    {
      "store": "apple",
      "version": "1.6.0",
      "released_at": null,
      "notes": "* Added currency support for COP, ETB, and XOF * You can now replace receipt photos on transactions * CSV import now automatically detects and supports different languages * Calendar widget now shows more detailed information * Fixed home screen widget calculation issues * Fixed pie chart display issues * Minor UI refinements and stability improvements"
    },
    {
      "store": "apple",
      "version": "1.6.1",
      "released_at": null,
      "notes": "* Added currency support for CRC and XAF * Added Apple Family Sharing support for shared plan subscriptions * Added a Help Center link in Settings for easier access to support * Improved overall stability and performance"
    },
    {
      "store": "apple",
      "version": "2.0.0",
      "released_at": null,
      "notes": "A New Era — Faster, Smarter, Works Offline Our biggest update ever is here! We’ve rebuilt the app from the inside out to make tracking your money feel faster, smoother, and more reliable than ever. Everything now saves instantly, so you can add expenses without waiting. Your data is also available offline, meaning you can keep tracking anytime, anywhere. Once you’re back online, everything syncs automatically."
    },
    {
      "store": "apple",
      "version": "2.0.1",
      "released_at": null,
      "notes": "A New Era — Faster, Smarter, Works Offline Our biggest update ever is here! We’ve rebuilt the app from the inside out to make tracking your money feel faster, smoother, and more reliable than ever. Everything now saves instantly, so you can add expenses without waiting. Your data is also available offline, meaning you can keep tracking anytime, anywhere. Once you’re back online, everything syncs automatically."
    },
    {
      "store": "apple",
      "version": "2.1.0",
      "released_at": null,
      "notes": "• Added support for Macau Currency (MOP) • Bug fixes and performance improvements • Improved overall app stability and user experience"
    },
    {
      "store": "apple",
      "version": "2.1.1",
      "released_at": null,
      "notes": "• Smoother navigation with fixes to transaction page scrolling • Improved reliability for home page data loading • AI input now supports selecting a Space and Wallet before saving • Refreshed camera capture experience with a cleaner, more intuitive design"
    },
    {
      "store": "apple",
      "version": "2.1.3",
      "released_at": null,
      "notes": "• Fixed an issue where wallet transfers weren’t appearing correctly in your transaction history • Added loading placeholders for charts, so you’ll see a smoother experience while data loads • Improved loading performance across the Home Dashboard, Transactions, Category Details, Daily Financial Details, and Financial Calendar • General stability improvements and bug fixes"
    },
    {
      "store": "apple",
      "version": "2.1.4",
      "released_at": null,
      "notes": "Bug Fixes & Improvements * Fixed an issue where saved receipts were not displayed immediately after saving."
    },
    {
      "store": "apple",
      "version": "2.2.0",
      "released_at": null,
      "notes": "• Premium Bank Sync is now available for supported US and Canada banks, securely powered by Plaid. • Protect your data with App Lock using Face ID, Touch ID, and passcode. • Fixed wallet transfer display issues. • Improved dark mode styling. • Fixed transaction display issues after saving receipt photos."
    },
    {
      "store": "apple",
      "version": "2.2.1",
      "released_at": null,
      "notes": "• Premium Bank Sync is now available for supported US and Canada banks, securely powered by Plaid. • Protect your data with App Lock using Face ID, Touch ID, and passcode. • Fixed wallet transfer display issues. • Improved dark mode styling. • Fixed transaction display issues after saving receipt photos."
    },
    {
      "store": "apple",
      "version": "2.2.2",
      "released_at": null,
      "notes": "• Premium Bank Sync is now available for supported US and Canada banks, securely powered by Plaid. • Protect your data with App Lock using Face ID, Touch ID, and passcode. • Fixed wallet transfer display issues. • Improved dark mode styling. • Fixed transaction display issues after saving receipt photos."
    },
    {
      "store": "apple",
      "version": "2.2.4",
      "released_at": null,
      "notes": "* Personalize your wallets and pockets with custom logos. * Roll over unused pocket budgets to the next period when enabled. * Permanently delete wallets you no longer need. * Improved bank sync reliability for smoother transaction imports. * Refined wallet and pocket cards with clearer visual feedback. * General bug fixes, stability improvements, and performance enhancements."
    },
    {
      "store": "apple",
      "version": "2.2.5",
      "released_at": null,
      "notes": "• Reports, transactions, pockets, and wallets now follow your selected monthly start date • Settlement balances now update correctly when expenses change • Eligible users in the US and Canada can now see the Connect Bank option • Improved accuracy for wallet balances and pocket budgets • More reliable logout behaviour with fewer unexpected sign-outs • Smoother dashboard and shared space refreshes"
    },
    {
      "store": "apple",
      "version": "2.2.6",
      "released_at": null,
      "notes": "• Monthly health reports now load more reliably • Fixed recurring transactions when using multiple currencies • Improved household subscription sharing when members join or accept invitations • More accurate handling of transaction currencies, wallets, recurring schedules, and shared expenses • General stability and performance improvements"
    },
    {
      "store": "apple",
      "version": "2.2.7",
      "released_at": null,
      "notes": "• Monthly health reports now load more reliably • Fixed recurring transactions when using multiple currencies • Improved household subscription sharing when members join or accept invitations • More accurate handling of transaction currencies, wallets, recurring schedules, and shared expenses • General stability and performance improvements"
    },
    {
      "store": "apple",
      "version": "2.2.8",
      "released_at": null,
      "notes": "We've fine-tuned bank sync behind the scenes to make it more reliable and provide a smoother syncing experience."
    }
  ],
  "alternatives": [
    {
      "app_id": 6749256409,
      "name": "Expense Tracker : Bill Tracker",
      "url": "https://appcorpus.com/apps/expense-tracker-bill-tracker-6749256409",
      "reason": "Same category + similar ratings"
    }
  ],
  "evidence_summary": {
    "index_state": "S1",
    "evidence_level": 1,
    "level_label": "Live store listing",
    "indexable": true,
    "last_verified_at": "2026-08-07",
    "unknown_fields": [
      "Independent summary has not been published yet."
    ],
    "sources": [
      "App Store"
    ]
  },
  "availability_markets": {
    "live": [
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    ],
    "selected": "us",
    "note": null
  },
  "feature_events": {
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        "code": "plan",
        "label": "Moneko Monthly Plan",
        "kind": "subscription",
        "status": "store_listed",
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          {
            "storefront": "us",
            "formatted": "$12.99",
            "billing_period": "monthly"
          },
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            "billing_period": "yearly"
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      },
      {
        "code": "lifetime-earlybird",
        "label": "Moneko Lifetime Earlybird",
        "kind": "unknown",
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            "billing_period": "one_time"
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      }
    ],
    "features": [],
    "unknown_features": [
      "family_sharing"
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    "data_cutoff": "7 Aug 2026"
  }
}