Loan Calculator +

Name: Loan Calculator +
Rating: 4.7 (152 reviews)
Author: MH Riley Ltd

by MH Riley Ltd

iPhone · iPad

Abandoned risk Last checked 31 Jul 2026

App Store ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: $1.99

Categories and search queries

Official categories

Finance
Business

AppCorpus categories

Key functions

Function	Availability	Access	Scope	Evidence
Family Sharing	Yes	Unknown	App Store	Store published

Screens

App Store

10 store screenshots

Pricing & paywalls

App Store

Price: $1.99

Last verified 31 Jul 2026

Ratings & reviews

App Store

4.7 152 ratings · App Store

5/5Fantastic little loan calculator app!
I have been using this loan calculator for a few years now and it is great! It is not complicated and it easily allows me to add extra payments, including one-time payments, to see how that reduces the payoff date.

GreenTiger1 · 31 Jul 2026
4/5Fantastic App
I’ve used this app multiple times to run loan scenarios. It includes everything I need including an option to add extra payments at different times and intervals. It’s a keeper. I’d give it 5 stars if I could see a payment calculated on the input screen. Currently I need to finish input, rotate screen and then click the payment amortization schedule to see the payment.

Bordwell · 31 Jul 2026
3/5Update: errors (was: So handy!)
Update: Had to knock this down 2 stars from my original 5—I still love this app, but it does have a couple of problems :-( When I add an extra cost to certain type of loan, it adds it as a payment into the first payment. It also calculates the percentage incorrectly on the pie chart overview of the loan. Please fix this!! (Original review:). Love this app, thanks! Very handy!!! Only feature request—amortization schedule comparison when comparing loans.

Wknitter12x12 · 31 Jul 2026
5/5Very helpful
I used this app to compare balance transfer offers. It showed me the total cost and how long it would take to pay off in each option. It will save me over $1000 when all is said and done.

lrprice · 31 Jul 2026
5/5You get what you pay for!!
A great, straightforward app with simple and easy to use application. Easy to read and understand. The charts a great-- being a visual person, myself. Gonna use this for all my loans!

Kuroi Tsuki · 31 Jul 2026

Privacy & accessibility

App Store

Privacy

Data Not Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
Data Not Linked to You — App Functionality — Identifiers — Device ID Developer declared
Data Not Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
Data Not Linked to You — Diagnostics Developer declared
Data Not Linked to You — Identifiers Developer declared
Data Not Linked to You — Usage Data Developer declared

Accessibility

No accessibility labels collected yet.

Versions

App Store

1.0
1.0.1
Version 1.0.1 of Loan Mentor has some minor changes and bug fixes. New Features ============= * The 'Summary' now tells you how much interest/how many years you have saved if you have made extra payments. Fixes ====== * Some minor tidy ups. ------------------------------------------------ If you like Loan Mentor, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.1
Version 1.1 of Loan Calculator has one major new feature, which is the ability to email a PDF of the loan details, including a full breakdown. New Features ============= * The loan details page now features a mail icon. Press this to generate a PDF of the loan, ready for emailing. Fixes ====== * Fixed a minor problem with the calculation of Interest Saved for large loans with extra payments. * Some minor tweaks and tidies. ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.10 · 19 Jan 2022
iOS 15 optimizations Face ID/Touch ID Support
1.2
Version 2.2 of Loan Calculator + has several new features: New Features ============= * Extra payments now have the option to 'Reduce Term' or 'Reduce Payments'. * Loan details can now be emailed in 'HTML' format as an alternative to 'PDF'. * The loan 'Chart' is now included in the email. It is attached as an image. * A 'Delete' button has been added to the extra payment detail screen. * The amortization table on the iPad has had columns added for 'Capital' and 'Other Costs'. * Loan 'Term' can now be up to 50 years. Fixes ====== * Help has been updated. * Some minor fiddles and fixes. ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.2.1
Version 1.2.1 fixes a crash on startup. Sincere apologies to all affected. Version 1.2 of Loan Calculator + has several new features: New Features ============= * Extra payments now have the option to 'Reduce Term' or 'Reduce Payments'. * Loan details can now be emailed in 'HTML' format as an alternative to 'PDF'. * The loan 'Chart' is now included in the email. It is attached as an image. * A 'Delete' button has been added to the extra payment detail screen. * The amortization table on the iPad has had columns added for 'Capital' and 'Other Costs'. * Loan 'Term' can now be up to 50 years. Fixes ====== * Help has been updated. * Some minor fiddles and fixes. ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.3
Version 1.3 of Loan Calculator has several new features: New Features ============= * New 'Refinance' calculator so you can quickly work out how much you may save by switching loans * Balloon payments are now supported. It is implemented as a new type of 'Extra Payment' * New Settings tab to allow configuration of some of the features * New setting to allow decimals (cents, pence) to be displayed in the Amortization table * New setting to allow entry of a 'Pay Frequency', so it is now possible to have 'Weekly', 'Bi-Weekly' payments Fixes ====== * Euro symbol now appears correctly in PDF output * Some minor bits and bobs. ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.4
Version 1.4 of Loan Calculator has several new features and a few fixes: New Features ============= * New Variable Rates setting to allow any number of interest rate changes * Backup & Restore via Dropbox * Passcode protection * New 'Down Payment' setting to allow entry of Loan Amount via the Purchase Price and Deposit * New Setting to allow override of the default currency symbol * New Setting to allow decimal data entry (useful for existing loans where you want to enter the exact amount remaining) * New Setting to turn 'Balloon' payments on * New Setting to optionally show the 'Current Date' on the charts * Extra payments are now ordered by 'Frequency' then by 'Date' * The charts now show the amount per 'Period' (rather than 'Year'), using 'Press, Hold and Slide' * For loans which have a 'Start Date', the chart now shows the year name on the x-axis * Improved iOS 5 support Fixes ====== * Extra Payment calculator was faulty * Adding a loan, then cancelling straight away could to a blank record being created * Attempted to fix occasional "'Loan Amount' must be entered" errors on the iPad * Some miscellaneous tinkering and fixing ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.5
Version 1.5 of Loan Calculator has a few new features and some fixes: New Features ============= * Loans categorised as a 'Credit Card' now allow you to enter a 'Minimum Payment' rather than a 'Term' (existing data will be converted) * Loan Comparison charts can now be exported as a PDF document * Some UI enhancements Fixes ====== * Fixed problem with date being displayed incorrectly when viewing the breakdown 'Yearly'. * Fixed problem with Passcode getting set incorrectly * Various nips and tucks ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.6
Version 1.6 of Loan Calculator has a few new features and some fixes: New Features ============= * Extra Costs section has been enhanced. * For 'Mortgage' loans there is now a 'Closing Costs' amount which can be 'Added to Loan' or 'Paid Upfront'. * The Other Costs can now be applied Quarterly or Semi-Annually * You can now add two separate 'Other' costs. * There is a new option in 'Settings -> Amortization' which specifies whether the Extra Costs get split into monthly payments or not. * Some UI enhancements Fixes ====== * Extra Payments for Credit Card loans were not functioning properly * Various fiddles and tunings ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.6.1
Version 1.6.1 of Loan Calculator fixes an issue with the app incorrectly starting up in Portrait mode. ======================= Version 1.6 of Loan Calculator has a few new features and some fixes: New Features ============= * Extra Costs section has been enhanced. * For 'Mortgage' loans there is now a 'Closing Costs' amount which can be 'Added to Loan' or 'Paid Upfront'. * The Other Costs can now be applied Quarterly or Semi-Annually * You can now add two separate 'Other' costs. * There is a new option in 'Settings -> Amortization' which specifies whether the Extra Costs get split into monthly payments or not. * Some UI enhancements Fixes ====== * Extra Payments for Credit Card loans were not functioning properly * Various fiddles and tunings ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.7
New Features ============= * New Retina Graphics for iPad and iPhone * iPhone 5 Support for taller screen * Amounts under $100 are automatically displayed with decimals * Some UI enhancements ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!
1.8
Version 1.8 has the following new features and fixes: - UI has been optimised for iOS 7/8 - Fixed problem with blank PDFs - PDF can now be previewed and printed via AirPrint
1.9
This update from Apple will improve the functionality of this app. No new features are included. iPhone X Support iPhone 6/6 Plus Support Fix occasional crash

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Alternatives

Accounts 3 Checkbook — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 31 Jul 2026
Sources: App Store

Independent summary has not been published yet.

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Compare Loan Calculator + with Accounts 3 Checkbook.

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          "body": "I’ve used this app multiple times to run loan scenarios. It includes everything I need including an option to add extra payments at different times and intervals. It’s a keeper. I’d give it 5 stars if I could see a payment calculated on the input screen. Currently I need to finish input, rotate screen and then click the payment amortization schedule to see the payment.",
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          "body": "Update: Had to knock this down 2 stars from my original 5—I still love this app, but it does have a couple of problems :-( When I add an extra cost to certain type of loan, it adds it as a payment into the first payment. It also calculates the percentage incorrectly on the pie chart overview of the loan. Please fix this!! (Original review:). Love this app, thanks! Very handy!!! Only feature request—amortization schedule comparison when comparing loans.",
          "author": "Wknitter12x12",
          "date": "31 Jul 2026"
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          "body": "I used this app to compare balance transfer offers. It showed me the total cost and how long it would take to pay off in each option. It will save me over $1000 when all is said and done.",
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          "body": "A great, straightforward app with simple and easy to use application. Easy to read and understand. The charts a great-- being a visual person, myself. Gonna use this for all my loans!",
          "author": "Kuroi Tsuki",
          "date": "31 Jul 2026"
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      "notes": "Version 1.0.1 of Loan Mentor has some minor changes and bug fixes. New Features ============= * The 'Summary' now tells you how much interest/how many years you have saved if you have made extra payments. Fixes ====== * Some minor tidy ups. ------------------------------------------------ If you like Loan Mentor, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
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      "notes": "Version 1.1 of Loan Calculator has one major new feature, which is the ability to email a PDF of the loan details, including a full breakdown. New Features ============= * The loan details page now features a mail icon. Press this to generate a PDF of the loan, ready for emailing. Fixes ====== * Fixed a minor problem with the calculation of Interest Saved for large loans with extra payments. * Some minor tweaks and tidies. ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
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      "notes": "Version 2.2 of Loan Calculator + has several new features: New Features ============= * Extra payments now have the option to 'Reduce Term' or 'Reduce Payments'. * Loan details can now be emailed in 'HTML' format as an alternative to 'PDF'. * The loan 'Chart' is now included in the email. It is attached as an image. * A 'Delete' button has been added to the extra payment detail screen. * The amortization table on the iPad has had columns added for 'Capital' and 'Other Costs'. * Loan 'Term' can now be up to 50 years. Fixes ====== * Help has been updated. * Some minor fiddles and fixes. ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
    },
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      "version": "1.2.1",
      "released_at": null,
      "notes": "Version 1.2.1 fixes a crash on startup. Sincere apologies to all affected. Version 1.2 of Loan Calculator + has several new features: New Features ============= * Extra payments now have the option to 'Reduce Term' or 'Reduce Payments'. * Loan details can now be emailed in 'HTML' format as an alternative to 'PDF'. * The loan 'Chart' is now included in the email. It is attached as an image. * A 'Delete' button has been added to the extra payment detail screen. * The amortization table on the iPad has had columns added for 'Capital' and 'Other Costs'. * Loan 'Term' can now be up to 50 years. Fixes ====== * Help has been updated. * Some minor fiddles and fixes. ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
    },
    {
      "store": "apple",
      "version": "1.3",
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      "notes": "Version 1.3 of Loan Calculator has several new features: New Features ============= * New 'Refinance' calculator so you can quickly work out how much you may save by switching loans * Balloon payments are now supported. It is implemented as a new type of 'Extra Payment' * New Settings tab to allow configuration of some of the features * New setting to allow decimals (cents, pence) to be displayed in the Amortization table * New setting to allow entry of a 'Pay Frequency', so it is now possible to have 'Weekly', 'Bi-Weekly' payments Fixes ====== * Euro symbol now appears correctly in PDF output * Some minor bits and bobs. ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
    },
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      "version": "1.4",
      "released_at": null,
      "notes": "Version 1.4 of Loan Calculator has several new features and a few fixes: New Features ============= * New Variable Rates setting to allow any number of interest rate changes * Backup & Restore via Dropbox * Passcode protection * New 'Down Payment' setting to allow entry of Loan Amount via the Purchase Price and Deposit * New Setting to allow override of the default currency symbol * New Setting to allow decimal data entry (useful for existing loans where you want to enter the exact amount remaining) * New Setting to turn 'Balloon' payments on * New Setting to optionally show the 'Current Date' on the charts * Extra payments are now ordered by 'Frequency' then by 'Date' * The charts now show the amount per 'Period' (rather than 'Year'), using 'Press, Hold and Slide' * For loans which have a 'Start Date', the chart now shows the year name on the x-axis * Improved iOS 5 support Fixes ====== * Extra Payment calculator was faulty * Adding a loan, then cancelling straight away could to a blank record being created * Attempted to fix occasional \"'Loan Amount' must be entered\" errors on the iPad * Some miscellaneous tinkering and fixing ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Help' tab within the app. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
    },
    {
      "store": "apple",
      "version": "1.5",
      "released_at": null,
      "notes": "Version 1.5 of Loan Calculator has a few new features and some fixes: New Features ============= * Loans categorised as a 'Credit Card' now allow you to enter a 'Minimum Payment' rather than a 'Term' (existing data will be converted) * Loan Comparison charts can now be exported as a PDF document * Some UI enhancements Fixes ====== * Fixed problem with date being displayed incorrectly when viewing the breakdown 'Yearly'. * Fixed problem with Passcode getting set incorrectly * Various nips and tucks ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
    },
    {
      "store": "apple",
      "version": "1.6",
      "released_at": null,
      "notes": "Version 1.6 of Loan Calculator has a few new features and some fixes: New Features ============= * Extra Costs section has been enhanced. * For 'Mortgage' loans there is now a 'Closing Costs' amount which can be 'Added to Loan' or 'Paid Upfront'. * The Other Costs can now be applied Quarterly or Semi-Annually * You can now add two separate 'Other' costs. * There is a new option in 'Settings -> Amortization' which specifies whether the Extra Costs get split into monthly payments or not. * Some UI enhancements Fixes ====== * Extra Payments for Credit Card loans were not functioning properly * Various fiddles and tunings ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
    },
    {
      "store": "apple",
      "version": "1.6.1",
      "released_at": null,
      "notes": "Version 1.6.1 of Loan Calculator fixes an issue with the app incorrectly starting up in Portrait mode. ======================= Version 1.6 of Loan Calculator has a few new features and some fixes: New Features ============= * Extra Costs section has been enhanced. * For 'Mortgage' loans there is now a 'Closing Costs' amount which can be 'Added to Loan' or 'Paid Upfront'. * The Other Costs can now be applied Quarterly or Semi-Annually * You can now add two separate 'Other' costs. * There is a new option in 'Settings -> Amortization' which specifies whether the Extra Costs get split into monthly payments or not. * Some UI enhancements Fixes ====== * Extra Payments for Credit Card loans were not functioning properly * Various fiddles and tunings ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
    },
    {
      "store": "apple",
      "version": "1.7",
      "released_at": null,
      "notes": "New Features ============= * New Retina Graphics for iPad and iPhone * iPhone 5 Support for taller screen * Amounts under $100 are automatically displayed with decimals * Some UI enhancements ------------------------------------------------ If you like Loan Calculator, PLEASE consider rating it. You can do this very easily from the 'Settings' tab within the app. Just tap on 'Feedback' and choose 'I like it!'. For all queries or issues please email [email protected]. We will always try to reply promptly. Many thanks for your support!"
    },
    {
      "store": "apple",
      "version": "1.8",
      "released_at": null,
      "notes": "Version 1.8 has the following new features and fixes: - UI has been optimised for iOS 7/8 - Fixed problem with blank PDFs - PDF can now be previewed and printed via AirPrint"
    },
    {
      "store": "apple",
      "version": "1.9",
      "released_at": null,
      "notes": "This update from Apple will improve the functionality of this app. No new features are included. iPhone X Support iPhone 6/6 Plus Support Fix occasional crash"
    }
  ],
  "alternatives": [
    {
      "app_id": 1638551535,
      "name": "Accounts 3 Checkbook",
      "url": "https://appcorpus.com/apps/accounts-3-checkbook-1638551535",
      "reason": "Same category + similar ratings"
    }
  ],
  "evidence_summary": {
    "index_state": "S1",
    "evidence_level": 1,
    "level_label": "Live store listing",
    "indexable": true,
    "last_verified_at": "2026-07-31",
    "unknown_fields": [
      "Independent summary has not been published yet."
    ],
    "sources": [
      "App Store"
    ]
  },
  "availability_markets": {
    "live": [
      "us"
    ],
    "selected": "us",
    "note": null
  },
  "feature_events": {
    "events": []
  },
  "features_slice": {
    "plans": [],
    "features": [],
    "unknown_features": [
      "family_sharing"
    ],
    "data_cutoff": "31 Jul 2026"
  }
}