Quick verdict
- What it is
- Store information collected; independent summary not yet available.
- At a glance
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- Free to download
Categories and search queries
Official categories
- Finance
AppCorpus categories
Key functions
| Function | Availability | Access | Scope | Evidence |
|---|---|---|---|---|
| Free app | Yes | Free | — | Store published |
Screens
App Store
50 store screenshots
Pricing & paywalls
App Store
- Free
Ratings & reviews
App Store
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5/5Refunds issues
I recommended Kuda about a year ago that it’s a smooth platform, and it liable to use the interface is great and all. But all those are now to be put in questions cause I made a transaction last month which I cancelled and the platform in which I bought from sent a proof of payment refunds to me in which I already sent to Kuda via mail and in app chat all to no avail I was just getting we will see to it and give you feedback in a few days, few days is now turning into months now!!! This is becoming so frustrating cos I need to use my funds Kuda and team pls refund me, I know the money is there why is it not reflecting on my account?
Ollyhubs · 30 Aug 2026
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2/5Kuda app
You guys need to need fix the app because mostly it glitch sometimes and I do use take an overdraft but whenever I repay all the money it took so long before the I see my remaining balance and it won’t allow me spend for example : I took overdraft three days ago and I pay all the overdraft since around 4pm today till now 11pm it can’t even refresh my balance so I spend money it very frustrating please guys please work on the app. And again when I started using Kuda I think that was 2024 I fill the address with the same place am living back meaning I don’t use any documents like Nepa bill etc…. Now I’ve changed location then this same app show I need to update my address which is I try the Nepa bill of we’re am living currently and they rejected it because the address on the Nepa bill was not the same I fill in back then so please how am I supposed to change the address with same address on my Nepa bill when you guys did not even allow someone to click the old address so I could change it perfectly. Omo una go lost a lot of customers very soon unless you people fix all the damage that is wrong with the app
Wrldberry · 30 Aug 2026
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1/5Stuck in Verification Limbo - 2 Months and Counting!
I initially downloaded the Kuda app with high hopes, attracted by its promises of seamless banking. The initial sign-up process was relatively smooth, and I successfully verified myself within the app. However, it has now been two months since my account entered the "under review" status, and there has been absolutely no progress. This prolonged verification period is incredibly frustrating and has rendered the app unusable for me. I cannot access the features or transact, which defeats the entire purpose of having a Kuda account. A two-month verification period for an essential banking service is simply unacceptable. It reflects poorly on Kuda's operational efficiency. I urge the Kuda team to address this issue urgently and provide a clear timeline for account activation. Until then, I cannot recommend this app to anyone looking for reliable and prompt banking services. Current Rating: 1/5 stars (Would be higher if account was active)
ay_akorede · 30 Aug 2026
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1/5The worst online bank I’ve ever used
This is the worst online bank I’ve ever used, please avoid this bank by all means. It’s been 3 days since I made a transfer to someone to his PalmPay account and the person is yet to receive and Kuda know very that the transaction is not successful but they keep stressing me and they can’t even make a reversal for the past 24 hours. This is the worst online bank ever used, they keep telling you they are working it and still no resolution because they know you will keep asking and get tired and then the money will become theirs, these people are scammers and thieves, avoid this bank by all means necessary, I wish I had known earlier. This is my business money and for the past three days, no sales for me and customers are all complaining just because of this useless bank. Karma is what this bank shall Face for all the people they have used this same method to scam, they will surely get their justice
FancyB1239 · 30 Aug 2026
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5/5Reporting a bug
First, I have to acknowledge the fact that you guys are doing a great job with your banking services and also the user experience of your mobile app. Somehow, I wish you didn’t need government regulations. But it’s fine. I want to report a bug I just noticed after updating my mobile app. I use an iPhone8, and I noticed that after requesting for a physical debit card, and got to the Thank You Page, I clicked the ‘Thank You’ button, which was supposed to exit me from the flow, but I only noticed the ‘Done’ button animate, and the app remained there. I think you should look into this. Thank you.
Tradegad · 30 Aug 2026
Privacy & accessibility
App Store
Privacy
- Data Linked to You — Analytics — Contact Info — Email Address Developer declared
- Data Linked to You — Analytics — Contact Info — Name Developer declared
- Data Linked to You — Analytics — Contact Info — Phone Number Developer declared
- Data Linked to You — Analytics — Location — Precise Location Developer declared
- Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
- Data Linked to You — App Functionality — Contact Info — Name Developer declared
- Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
- Data Linked to You — App Functionality — Location — Precise Location Developer declared
- Data Linked to You — Other Purposes — Contact Info — Email Address Developer declared
- Data Linked to You — Other Purposes — Contact Info — Name Developer declared
- Data Linked to You — Other Purposes — Contact Info — Phone Number Developer declared
- Data Linked to You — Other Purposes — Location — Precise Location Developer declared
- Data Linked to You — Product Personalization — Contact Info — Email Address Developer declared
- Data Linked to You — Product Personalization — Contact Info — Name Developer declared
- Data Linked to You — Product Personalization — Contact Info — Phone Number Developer declared
- Data Linked to You — Product Personalization — Location — Precise Location Developer declared
- Data Linked to You — Contact Info Developer declared
- Data Linked to You — Location Developer declared
- Data Not Linked to You — Analytics — Contact Info — Other User Contact Info Developer declared
- Data Not Linked to You — Analytics — Other Data — Other Data Types Developer declared
- Data Not Linked to You — App Functionality — Contact Info — Other User Contact Info Developer declared
- Data Not Linked to You — App Functionality — Contacts Developer declared
- Data Not Linked to You — App Functionality — Identifiers — Device ID Developer declared
- Data Not Linked to You — App Functionality — Other Data — Other Data Types Developer declared
- Data Not Linked to You — Other Purposes — Contact Info — Physical Address Developer declared
- Data Not Linked to You — Product Personalization — Contact Info — Physical Address Developer declared
- Data Not Linked to You — Product Personalization — Contacts Developer declared
- Data Not Linked to You — Product Personalization — Other Data — Other Data Types Developer declared
- Data Not Linked to You — Contact Info Developer declared
- Data Not Linked to You — Contacts Developer declared
- Data Not Linked to You — Identifiers Developer declared
- Data Not Linked to You — Other Data Developer declared
- Data Used to Track You — Location — Precise Location Developer declared
- Data Used to Track You — Location Developer declared
Accessibility
- Dark Interface — SUPPORTED Store published
- Differentiate Without Color Alone — SUPPORTED Store published
- Larger Text — SUPPORTED Store published
Versions
App Store
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2.002371
* Share receipts from the ‘Done’ screen immediately after a payment. * We added transfer categories for more accurate spending reports and better financial planning. * If you’re on Premium, you can now create, upload, and download your own Kuda-themed avatars! We also added instant notifications for Kuda Coin and cashback earnings. * We added digital address verification to speed up account upgrades.
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2.002372
* You can now see the status of a transaction in real time. * You’ll get notifications to help you stay on track with your overdraft repayment(s).
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2.002373
* You can now see the status of a transaction in real time. * You’ll get notifications to help you stay on track with your overdraft repayment(s).
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2.002374
* The new Overdraft is here, with minimum monthly repayments and monthly overdraft statements for convenient long-term use. * We made transaction history better, so you can find old transactions quicker and track your spending more easily. * Opening a new Kuda account is now quicker with one less signup step. * We improved Kuda Premium and added Kuda Plus, a new rewards tier with benefits you’ll love.
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2.002375
- Say hello to smart budgeting! Create a monthly budget and get timely notifications that’ll help you avoid overspending. - You can now change your card delivery option on the app. - If you’re outside Nigeria, you can: - Create a Euro (EUR) or pounds sterling (GBP) account. - Send GBP or Naira (NGN) to other Kuda accounts. - Convert GBP and EUR to NGN if you have a Naira account. - Add money to your GBP or EUR account through Open Banking.
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2.002376
- Say hello to smart budgeting! Create a monthly budget and get timely notifications that’ll help you avoid overspending. - You can now change your card delivery option on the app. - If you’re outside Nigeria, you can: - Create a Euro (EUR) or pounds sterling (GBP) account. - Send GBP or Naira (NGN) to other Kuda accounts. - Convert GBP and EUR to NGN if you have a Naira account. - Add money to your GBP or EUR account through Open Banking.
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2.002377
We simplified cashback redemption and we now show available cashback for bill payments. Only available to Premium customers. We fixed a bug affecting gift card purchases when an account is in Safety Mode. We improved transaction reporting. When you run out of free transfers for the month, we’ll now let you know if your account balance can cover your next transfer.
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2.002378
* For more secure sign-ins, you'll now create a passcode when you're signing up for an account. * Refer Kuda to your friends and family regularly and we'll reward you for your first two referrals every month!
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2.002379
Overdraft Improvements If we offer you an overdraft, you can now sign our offer letter on your Kuda app. We made it easier to find your overdraft in the Borrow section. Better Bank Suggestions, Beneficiaries Within Reach Send money quicker with improved bank suggestions that show up as you type, and find your beneficiaries quicker. Improved Referrals, Quicker Virtual Card Requests We redesigned the referral progress bar for easier referral tracking. We made some improvements to the ‘Referral History’ section. Requesting a virtual card now takes fewer steps. Smoother Account Upgrades Upgrading your account to Tier 2 and increasing your transaction limits when you open a Kuda account is now smoother. Clear Card Benefits We redesigned the ‘Get A Card’ section to show you card benefits clearly.
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2.002380
Overdraft Improvements If we offer you an overdraft, you can now sign our offer letter on your Kuda app. We made it easier to find your overdraft in the Borrow section. Better Bank Suggestions, Beneficiaries Within Reach Send money quicker with improved bank suggestions that show up as you type, and find your beneficiaries quicker. Improved Referrals, Quicker Virtual Card Requests We redesigned the referral progress bar for easier referral tracking. We made some improvements to the ‘Referral History’ section. Requesting a virtual card now takes fewer steps. Smoother Account Upgrades Upgrading your account to Tier 2 and increasing your transaction limits when you open a Kuda account is now smoother. Clear Card Benefits We redesigned the ‘Get A Card’ section to show you card benefits clearly.
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2.002381
Scheduled Transfers: We made it easier for you to find your saved beneficiaries so you can schedule transfers quicker. Transfers: We made improvements to transfers. Premium: We made it easier to see your cashback rewards on Kuda Premium. Referrals: We fixed a few bugs to improve the referral experience.
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2.002382
If you’re on Kuda Premium, you’ll get exciting discounts from partner businesses. Create a much stronger password with our improved password rules guide. If you delete the app or change your phone, we’ll save your recents across airtime, bills, search, send, and repeat transactions so you can access them whenever you sign in again. Update the ID linked to your multicurrency account on the app easily.
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2.002383
If you're on Kuda Premium, you'll get exciting discounts from partner businesses. Create a much stronger password with our improved password rules guide. If you delete the app or change your phone, we'll save your recents across airtime, bills, search, send, and repeat transactions so you can access them whenever you sign in again. More ways to redeem offers from partners. You can now redeem your offers directly from your app
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2.002384
You can now call our support line - 0700022555832 - between 8:00 am and 8:00 pm any day of the week. Your 2025 My Year on Kuda is here! See everything you did with your money on Kuda all year. Our all-new Budgeting feature makes managing your money a lot easier. Create a weekly or monthly budget and set limits on budget categories like food and transportation.
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2.002385
You can now call our support line - 0700022555832 - between 8:00 am and 8:00 pm any day of the week. Your 2025 My Year on Kuda is here! See everything you did with your money on Kuda all year. Our all-new Budgeting feature makes managing your money a lot easier. Create a weekly or monthly budget and set limits on budget categories like food and transportation.
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2.002386
You can now call our support line - 0700022555832 - between 8:00 am and 8:00 pm any day of the week. Your 2025 My Year on Kuda is here! See everything you did with your money on Kuda all year. Our all-new Budgeting feature makes managing your money a lot easier. Create a weekly or monthly budget and set limits on budget categories like food and transportation.
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2.002387
You can now call our support line - 0700022555832 - between 8:00 am and 8:00 pm any day of the week. Your 2025 My Year on Kuda is here! See everything you did with your money on Kuda all year. Our all-new Budgeting feature makes managing your money a lot easier. Create a weekly or monthly budget and set limits on budget categories like food and transportation.
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2.002388
Account upgrades are smoother: We’ll show you what details might be missing from your Kuda profile so you can add them and get the best out of your account.
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2.002389
We redesigned in-app surveys to make sharing your opinions with us easier. The app now shows how many Kuda Coins you'll earn for paying bills. In line with Nigeria’s 2026 Tax Act, you’ll now see a 7.5% VAT on transaction fees before you confirm payments. You’ll now get real-time status updates and clear details for every transfer. The app now shows transaction limit messages with guides.
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2.002390
See purchase limits before buying gift cards. Get useful personal finance tips based on your spending habits. If a transfer fails because there’s a lien on your account, the app will tell you what to do.
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2.002391
See purchase limits before buying gift cards. Get useful personal finance tips based on your spending habits. If a transfer fails because there’s a lien on your account, the app will tell you what to do.
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2.002392
The app now shows unread notifications to keep you in the loop. Scan account numbers with your phone to send money quickly without errors. In Search, you can filter your transactions by date, type, category, or keywords. You’ll now get meter tokens instantly in your email and transaction history. If token delivery is delayed or fails, we’ll send you directions in a push notification.
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2.002393
When you buy an electricity token, it now shows up on the confirmation screen. If token delivery is delayed or fails, we’ll send you a notification. Your electricity receipt now includes meter ID, owner name, and address. VAT and transfer fees now show separately on your transfer receipts, transaction details, and bank statements.
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2.002394
Smart Overdraft: You can now apply for an overdraft directly from the app if you don’t already have one. Just answer a few questions, link your salary account, and get a decision in minutes.
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2.002395
· 29 May 2026
Smart Overdraft: You can now apply for an overdraft directly from the app if you don’t already have one. Just answer a few questions, link your salary account, and get a decision in minutes.
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3.0
Meet the new Kuda app, built for more. We now have a fresh look. Nothing you love has gone away, we just made everything easier to find. On your redesigned home screen, you can: See a quick summary of your savings and investments Find Cashback and Offers more easily Send money and pay bills in fewer steps Search for anything on the app See and manage all your cards Save, invest and borrow on dedicated pages Tap the three dots next to your account balance for quick actions
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3.001
· 9 Aug 2026
Meet the new Kuda app, built for more. We now have a fresh look. Nothing you love has gone away, we just made everything easier to find. On your redesigned home screen, you can: See a quick summary of your savings and investments Find Cashback and Offers more easily Send money and pay bills in fewer steps Search for anything on the app See and manage all your cards Save, invest and borrow on dedicated pages Tap the three dots next to your account balance for quick actions
Alternatives
- Moniepoint Business Banking — Same category + similar ratings
- FairMoney: Save, Spend, Credit — Same category + similar ratings
- GTWorld — Same category + similar ratings
Availability by market
- US
Data quality & evidence
- Page completeness
- Live store listing
- Last verified
- 30 Aug 2026
- Sources
- App Store
- Independent summary has not been published yet.