GoBank - Mobile Banking

• Free

Last verified 31 Jul 2026

• Free to download

Last verified 31 Aug 2026

4.1 5306 ratings · App Store

1. 4/5Very simple and convenient to have

   I like this bank alot, I use this card nearly everyday lol and I don’t get locked out or never had anyone tell me I’m using it too much or can’t take a certain amount off, NO OVERDRAFTS and this is still considered a checking account, I can do certain things that wouldn’t be accepted with a regular debit card and avoid expensive fee all because I don’t have a debit card, like apply for credit, no extra fees when paying electric bill, pay my rent with a real check instead of a money order, This has helped me out a lot and has been a real convenience to me. I will say that I had a check once and used the feature online to take a pic but the 7 day wait for my check was horrible and I never used that feature again. Lol sorry but I get 2 direct deposits and just swipe, atm fees are way too expensive, I payed like 5 for taking $20 off, please do something about that... also Walmart cashiers sometimes mess up and I wish there was a branch, instead of adding $100 I’m out of $100 because I have to go dispute it and I know there’s very little Go bank can do, I would think green dot would have branches by now since they are so big. But other wise I like this card a lot has helped me get a credit card and take away some fees for having a checking account.

   LaShalle Tucker · 31 Jul 2026

2. 5/5Best Prepaid and Mobile Bank Available

   I see bad reviews for petty reasons what more do you want for a easy banking experience with no fees or penalties: if you’re looking for all the luxuries of a expensive bank with a checking and SAVINGS well than go irl and go through the hassle! And to complain about the stash and unstash functionality is ridiculous maybe you need to have more self control on your own money handling issues because all the reasons that this bank does is to protect you and you’re money from theft!! Now for my reasons is quite simple I can load free at wal mart or a simple 5 dollar fee at other locations; yes there’s a fee for atm withdrawals but another simple way around that is to get cash back at a register which is amazing since all other cards I tried before run as credit! Gobank gives u a real pin and debit function; also my gf goes out of state once a year and now she has a account so we can send money from each other in the matter of minutes and for free! Now I don’t have to go to all the headaches of western union it’s as easy as sending a text message and bam she has money and I don’t have to worry about her and my son being without any! I can say lots of other Positive reasons but I’ll keep this short as I can cause other than expensive banks and other horrible prepaid “banking” the Choice is easy this a Winner Of A Mobile Banking option A++

   chucknanna · 31 Jul 2026

3. 5/5Great Product

   Let me just put it this way: I work at a bank and use this as my primary bank. Why? Because most banks (unethically) generate most of their fee revenue from the customers with the least money. Most popular fee is the overdraft fee. Just because I work at a bank doesn’t mean I support this practice of overdraft fees. We all need a job and I am no different. I am a lowly CSR and I am not in a position to change the bank’s policies. If I could, I would certainly do like GOBANK does and eliminate overdraft fees. The “ASAP DIRECT DEPOSIT” is also a major reason I love GOBANK. Who doesn’t like getting their paycheck early? Plus I think it’s kind of fun checking my app and seeing my early paycheck twice a month. Things I wish would improve are earlier funds availability for depositing a check, especially if you have been an established customer for a while with a good history at GOBANK. The Wal-Mart cashiers are the WORST when it comes to depositing cash. They never know how to do it. I have found that going to Customer Service or the Money Center works much better. The only problem I’ve encountered with this account it some companies consider it a “prepaid account” and I can’t use it for online bill pay on the biller’s website. But I can use GOBANK’s bill pay service to pay them and so far that’s worked out ok. Overall, 9 out of 10... again as a bank employee I highly (and secretively!) recommend this account over “traditional banking”. Don’t let the regular banks eat up your hard earned money in overdraft fees. Remember, regular banks will ALSO charge you an overdraft fee even if they RETURN your item! GOBANK gets it.

   joehull77 · 31 Jul 2026

4. 1/5I Used to Like GoBank

   I deliver for UberEats and was given this card when I signed-up. We could cashout our earning for free and received 1% cash back on all purchases. I actually like this so much that I have serious thought to using it as my primary card, instead of the one my bank issued me. Fast forward to the present day. With UberEats ending their contract with GoBank, any delivery driver who is still using their GoBank card after January 1, 2023 will no longer be able to cash out for free and must now pay the deposit fee of 85¢ per cashout, the same fee as if you used your bank card. The 1% cash back on purchases will also be discontinued. As if all this isn’t bad enough, card holders will have to pay $8.95/month to keep their account. I decided that GoBank had nothing left to offer me and I decided to cancel my card. But, the customer support department took a long time to answer their phones and I notice that many other account holders are voicing the same complaint on GoBank’s Twitter feed. I was finally able to get a real person on the phone and my account was cancelled almost immediately. There was no money in my account, which made this easier. Having a look at the current Twitter feed shows many account holders posting complaints of unauthorized transactions posting to their accounts and not receiving timely responses from GoBank. It looks like this company is in a lot of trouble and I urge everyone to get out while they can.

   The Privateer808 · 31 Jul 2026

5. 5/5I love it!!!!

   Seriously- Go bank has got to be one of the coolest banks out. What I love most is the budget feature, the stash vault and the fortune teller😂. I get a kick out of asking the teller if I can buy something. I enter the amount of the item(s) and then all my bills fall in front of this cute little dog in the app and it looks at me and then walks off. 😂🪄 basically telling me - “girlfriend, you ain’t got the money for that” lol but when my account is doing well and bills are paid and money is being saved the fortune teller pup will let me know it’s ok to buy. I struggle with financial literacy- I grew up with parents who didn’t budget and mismanaged causing us to struggle even though they had good jobs. This app is really helping me learn how to save in the most fun ways. User friendly, kicks those abilities to save into gears, gives you daily reminders on your money goals… I am super pleased with this bank and app. Oh! I also earn so much money back!!!! I was with chime for yearsssssss and I never earned a penny!! With Go bank I earn maybe $1-$3 every day just making small purchases. Love this bank- if you’re thinking of using it… go for it 👍💕

   heykneeknee · 31 Jul 2026

3.9 18475 ratings · Google Play

1. 5/5

   sweet

   Michael Wible · 1 Aug 2026

2. 5/5

   pretty good bank. I enjoy all of its features.

   Gary Sandlin · 1 Aug 2026

3. 1/5

   Bill pay isn't working very disappointed and can't get a straight answer from customer service. About to switch to a different bank...

   William Moctezuma · 1 Aug 2026

4. 3/5

   After the update... where are my payee for bills? I have to goto the website to see if my payee accounts are still there to make sure my bills get paid on time. This is very frustrating and inconvenient. Idk what is going on, but y'all need to fix it.

   Lisa Williams · 1 Aug 2026

5. 1/5

   2018;i deposits direct my tsx return and lost it

   yitbarek Solomon · 1 Aug 2026

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• 2.51.3 · 10 Jun 2026