Found: Business Banking

• Free

Last verified 30 Aug 2026

• Free to download

Last verified 31 Aug 2026

4.8 33538 ratings · App Store

1. 5/5Great Banking & Other Features

   I have been using Found for a little over 4 months. We recently expanded our business and I needed to keep our marketplace orders/expenses/earnings separate from our B&M/Ecomm business, without the hassle of opening a new bank account, having a minimum cash flow, and all that extra hassle. Found has been great for us and our needs. I rarely ever leave reviews for anything, but this one is well deserved. We strictly only use this account for our marketplace sales but I am actually considering switching over our ecommerce business to Found. We receive deposits in real time and don’t have to wait 2-3 days with traditional banks. We can also send professional invoices to customers with our brand, logo, and other information. It makes it easy for us to pay our quarterly taxes with categorization of every purchase or expense in Found. It cost us absolutely nothing to open our Found account, yet Found has given us so much financial freedom and free time with the utilization of their services right at our fingertips. Just this morning I saw we received cash back for a few purchases— Found, I would love to know a list of businesses that we can earn cash back incentives, please! All in all, we are very happy with Found and I see us being a long term account with Found. There’s no reason for us to leave. Thank you for being affordable (free) and most importantly, user friendly. Y’all are amazing!

   Lo_Marie0417 · 30 Aug 2026

2. 5/5Game changer - love it

   I love Found banking. It is a great all in one business banking tool. I use the paid version and I think the features are well worth the money. One of my favorite features is the built-in bookkeeping so you can automatically track your expenditures and have it all ready to go for taxes, no need for a separate bookkeeping program like QuickBooks. Your taxes are automatically set aside in a pocket so you don’t accidentally not have money for taxes at tax time. I think this is where a lot of small businesses get in trouble, and they built that in to help you not be caught offguard at tax time. They have a smart rule where they automatically decide how much you will need for taxes., but you can override that and set your own percentage. You can also create a pocket for additional savings and set up a percentage for every deposit to automatically save money as well. And you can create multiple pockets so I put a percentage aside in another pocket to help cover large annual subscriptions or fees, which has been really helpful. I love the ability to create “pockets“ which is basically separating out your money, which is great for financial planning or saving. And you can have multiple virtual cards with different rules and spending limits! I created one specifically for my online business purchases so that I don’t have to worry about my card getting hacked and losing all my money! The only downside is if you have multiple small businesses, it’s not really conducive to having multiple accounts… I did get an email from support saying there’s a way to do it, but it seems complicated and I don’t want to blend my different businesses money. .. but I do wish I could have several Found accounts. I like it that much.

   CS135111 · 30 Aug 2026

3. 4/5Great potential, but needs some development.

   Registered, opened account about a month ago. So far everything is great, the $20 bonus also arrived after fulfilled the criteria. Customer care for me was great, they are available on the phone business days/hours, and wasn’t a long wait at all. I only have two concerns, app security. Banking app, and I can’t believe that there is no PIN/any lock when you open the app. I have many fintech apps, and all locks once you close the app, and want to reopen, here there is no option for that, which makes it a bit unsafe. One of my only concern is when I send out a payment it doesn’t shows my name. My receiver gets the payment as Found and many characters as reference. As a business, the outmost minimum would be to be able to send wires under my name and not to send a text message to the customer that directs it to a link which shows the details of the transaction. If Revolut/TW/etc can handle an account under your name, Found should be able to and not send out payments from a ledger account. Also, the 7 days pending hold seems a bit long, I understand it’s somewhat a prepaid business model, but Revolut/TW has an option to send Customer Care proof of cancelled transaction and they reverse it immediately, so money doesn’t get stuck on your account. Great possibility In the app, but lacks a lot of features yet. I give 4/5 because it has great potential and there is no major issues. It feels a bit it got stuck at beta testing phase. Funding the account is hard, since no check deposit/cash load option, only ACH/payment apps withdrawal.

   Jake151194 · 30 Aug 2026

4. 5/5New account pending wire transfer deposit under review!

   I recently opened an account with Found for my new startup business and I received a wire transfer from the sale of my property! I logged in to my account to see that the deposit was on hold and they made me do some extra verification regarding my ID and business. In the process I got stuck during the ID verification process and had to call to get a new link so I could continue. It was Monday morning and I had to wait over 30 minutes to finally speak with someone. They said their risk control would send me the link “sometime” today. Ok so I waited and it ended up coming fairly quickly so I finished the ID verification and then it asked me numerous questions about the business and how this deposit pertains to the business. Then it said they would review it and get back to me in 1-3 business days. Ok so as I was writing this review which originally was a 2 star review I received notification that the deposit was approved and it was in my account! So I am now changing my mind about the 2 stars and since I am impressed with the speed and level of customer service they provide. I will continue to monitor all aspects of the account and update this review if necessary!

   Dank4twenty · 30 Aug 2026

5. 5/5Best Business Bank with Degraded Responsiveness

   I signed up for Found last year and immediately love it. The concept saves me a ton of money and it does it in a way that is really easy on the mind. Unfortunately, over the last few months I noticed that regardless if I was on WiFi, 5G or LTE, the app is now very slow to perform most functions like updating your balance. I typically get this to work at some point by force rebooting the phone, then opening the app and waiting a bit. Then it finally updates and to me this is concerning and scary. I have a habit of always locking my bank card and one day the app would not unlock the card at all so I had to walk home, delete the app, remove the data left behind and then reinstall. I would have rated more than 3 stars but what made them lose that 4th star os that the only medium of contacting Found is by email. Even worse, they are not as responsive as they should be given that is their only contact channel. To be fair, I didn't ever have the need to reach out to customer service so I didn't even know until I tried to reach out to report the serious lag.

   ChanceKorte · 30 Aug 2026

4.7 18472 ratings · Google Play

1. 1/5

   Since we live in a 24/7 world, it would be nice if the app had a day/night screen and possibly a balance widget visible from outside of the app. Your competitors have a balance widget.

   Andrew Carter · 1 Aug 2026

2. 3/5

   My biggest problem with the app is that you can't back out of it (close it) with the back button. This used to be a problem for Apple store app developers that simply tried to port their app quickly and easily to Google Play store app versions and am wondering if this is still the case here even though developers should know better by now. 🤨

   Andy Zamora · 1 Aug 2026

3. 5/5

   love it

   Josh Youngs · 1 Aug 2026

4. 5/5

   good card to keep the record of your spending

   Ricardo Perez · 1 Aug 2026

5. 5/5

   love it

   joe rabotte · 1 Aug 2026

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• 2.0.24 · 23 Jul 2026