FERS+CSRS Retirement Estimator

Name: FERS+CSRS Retirement Estimator
Rating: 4.7 (1413 reviews)
Author: ISD Consulting, Inc

by ISD Consulting, Inc

iPhone · iPad

Active Last checked 31 Jul 2026

App Store ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: $9.99
In-app purchases

Categories and search queries

Official categories

Finance

AppCorpus categories

Finance

Key functions

Function	Availability	Access	Scope	Evidence
In-app purchases	Yes	Limited free	—	Store published

Screens

No screenshots collected yet.

Pricing & paywalls

App Store

Price: $9.99
In-app purchases

Last verified 31 Jul 2026

Ratings & reviews

App Store

4.7 1413 ratings · App Store

5/5A Time saver and Lifesaver
This has saved me from a very bad decision. I wanted to retire as soon as I was eligible. With this app, the graph showed me the highest potential earnings if I stayed a little longer. Along with maxing out to your specification, social security. There’s even one to include your spouse’s social security earnings if you want to include in the total retirement pay, along with other annuities such as rental or stocks. The app shows the annuity you’ll receive, but it doesn’t account for life insurance or health care insurance to get a better picture. You may have to adjust your high 3 to compensate the discrepancy. Otherwise, this is one useful tool to decide when to retire and how to adjust your contributions to TSP, which should be the max with catch-up contributions.

fightingmink · 31 Jul 2026
5/5Recommendation to Developer
The application works flawless and it is a great tool for planning your retirement as a federal employee. I would like to recommend one change however. I think you should modify the TSP calculation to allow a rate of return that can be modified during retirement. So, have one rate of return during employment and then a second option to adjust it during retirement. Many employees tend to invest more aggressively while employed and then may make more conservative moves in their tsp during retirement. For instance, it would be nice to forecast a 8% return while employed and then a hypothetical 3% during retirement years. It would provide a more accurate prediction at withdrawing from the TSP during retirement.

tegsr94 · 31 Jul 2026
3/5Great for projecting retirement but could use update
App is user friendly and simple and gives accurate representation of all facets to consider for retirement as federal employee. Only downside is you cannot scroll to the right to see more years. I am 28 years old and it only lets me see 50 years to 78. I plan to live past 78 so it would be nice if I could see to 95. This would allow me to see if the rate at which I say I will remove my 401k is good. The 401k feature could also be updated to account for pre retirement interest rate and post retirement interest rate as these will be different and then if it just let you chose an age when you would want the account to be gone. Then is could calculate how much per a year you should take out and make it easier.

mikeyj32 · 31 Jul 2026
5/5Just Excellent!
I used to go to different places to gather all this information. And other places can’t do FERS. This puts it all in one place and is so convenient and helpful. It helped me see when I can actually retire and allows you to put in different scenarios to make your decisions. It also has “Other Income” areas to allow you to enter outside pensions or savings. I upgraded with the $5. It is absolutely worth every penny. One of the absolute best apps I’ve ever downloaded. The graphics are beautiful and very helpful in seeing the movement of your income. Worth every penny.

TLxad$$$ · 31 Jul 2026
5/5Final Decesion
Help me make the final decision on when to retire from federal service. Unlike other retirement planning apps and websites, this app was made for the federal worker. Simplified and combined all the different options a federal employee needs to know and is customizable to add in other financial information not a part of the federal system. Gave me the information in words and a slick display i used to make adjustments on how to use my nest egg to make it last.

Album-Only-Blues · 31 Jul 2026

Privacy & accessibility

App Store

Privacy

Data Not Collected Developer declared

Accessibility

No accessibility labels collected yet.

Versions

App Store

1.0
1.0.1
Corrected links to iTunes so you can "Tell a friend" about this awesome app!
1.0.2
We hope FERS+CRSR is helpful in your retirement planning. Thanks to all who have sent suggestions and feedback. New in this version: •Automatically set COLA values (does not affect upgrades to existing apps) •Improved Help •Optimized calculations so only one Service Comp Date is needed. •Minor bug fixes that you probably didn't even notice (but we did in our continued research and testing) Please share your experience by writing a review in the iTunes store. Your feedback keeps us going!
1.5.0
• Added Postponed Annuity for MRA+10 employees • New links for Retirement Classes & Seminars • Improved Help information • Optimized for iPad, iPhone X • Optimized for latest iOS • Annuity COLA and Survivor Benefits are now part of paid version, but you can still calculate your annual Annuity for free • Additional validation and refinements to ensure accurate estimates
1.5.1
• Fix to Postponed Retirement toggle • Refinements to formula calculations • Usability improvements
1.6
New! TSP page shows the ending balance for each age you select. Help has also been updated to reflect new TSP contribution limits.
1.70
Refinements to calculations and help information
1.71 · 1 May 2021
Updates to keep pace with the latest iOS versions

Show more Show less

Alternatives

TSP TIPS — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 31 Jul 2026
Sources: App Store

Independent summary has not been published yet.
Screenshots: not yet collected

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Example prompt

Compare FERS+CSRS Retirement Estimator with TSP TIPS.

View JSON

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