Experian®

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• Experian CreditWorks — $4.99
• Experian CreditWorks — $9.99
• Experian CreditWorks — $19.99
• Experian CreditWorks with Trial — $4.99
• Experian CreditWorks with Trial — $9.99
• Experian CreditWorks with Trial — $19.99

Last verified 30 Aug 2026

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• Free to download

Last verified 31 Aug 2026

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4.8 2696394 ratings · App Store

1. 5/5Excellent Credit Knowledge

   Since then I have been using the Experian Credit App, I have found more information about my credit score and the factors that affect my credit score. The App also helps match my credit score to new credit card accounts, personal loans and other lines of credit that Fit My Credit Profile. This is very helpful and useful information because I can easily see which credit cards, personal loans and credit lines that I should or shouldn’t apply for if I’m in need of either of those types of accounts. Since I’ve been using the App, I have found so much valuable information about credit scores and credit reports and exactly what affects them. Also my credit score has increased since I started using the Experian App and using the information that’s available to me. I am very grateful, thankful and so very much satisfied with this App. I give it 5*’s ALL THE WAY!! If you don’t already have this App, I would highly recommend that you check it out, especially if you are interested in learning more about your Credit profiles and the factors that affect them. And if you’re trying to improve your credit scores this App is the only one that has actually helped me in All of These Areas. If I could give it more than 5*’s I definitely would! Download this very useful, fact based, credit “tool”, App today and watch your credit get better and see what’s changed in your credit profiles so you will know exactly what you need to do next. Thank Experian!! For such a “priceless” App!!

   Loriell1968 · 30 Aug 2026

2. 5/5It doesn’t add up

   I use Chase Bank and chase bank uses Experian to rate the credit score, pretty much when I go to my online banking my score with Experian is much higher than when I go into my Experian app and it’s significantly lower, just so you have some understand I’m talking about 58 to 60 point difference, it some what was better for a while and then the Experian app decided to drop me 8 points I have done so much research and tried to find out why, no point I couldn’t get down to the bottom of it which is extremely alarming because all I’ve been doing is the right thing t ok grow my credit score, which includes not going over the 10% I’m in the 2% mark, I make my payments as soon as they come up, i planned it all out to build my credit. With credit sesame I was all the way up to 786 now I am down, I literary use my cards once every 2 weeks rotating them just so they don’t get closed down, no skipped payments, im not sure ever why my score drops when it drops. I feel it’s because they want me to sign up for a better plan that I have to pay for. I have no clue, all I know is I’m doing everything and anything I can for my credit to grow and it does but it always drops down. I feel like something is wrong with the system. Also, I’ve noticed when I do not owe anything at all there’s still a balance when I check my credit status and I know for sure I do not owe anything, so the system is not 100% perfect but it could effect my future so naturally it always leaves me worried.

   YoYo5$$$5 · 30 Aug 2026

3. 5/5Great Way of Knowing Your Credit Score and Ways of Increasing It

   Of the 3 Main Credit Score Companies, Experian is by far the Best Way of Increasing Your Score. Experian allows you to attach other Bills for Experian to keep track of your monthly on time payments at No Charge. Also, I did pay a Monthly Charge when I needed to Talk to a Live Person to Assist in getting an Old Account Removed from my Record. Then I returned to the Free Service to Continue to Watch my Score constantly go Up! When 1 month it dipped a few points, I noticed immediately the reason why and I was able to fix it. When I started with Experian my Credit Score was at 569, I was able to get it up to 720, when I was out of work and my Bank Account wasn’t getting weekly Direct Deposits and my Credit Cards Balances went up, my Credit Score dropped to 690. Now that I’m back working again, it has jumped back up to 720 and my goal has been 750 which I believe it will reach in 2025 (currently Nov of 2024 when leaving this review) Experian by far is better than Trans Union and Equifax. The bad thing, you don’t know which of the 3 businesses will use when looking up your score. The good thing, as I’ve used Experian, I have seen my Credit Score at the other 2 go up as well.

   CandyyyMan · 30 Aug 2026

4. 5/5Vulnerable Credit Bureau Alert!

   I am forced to write review to expose the truth about its security flaw. It’s absurd! The business and developers really need to come together and fix this if not next second, ASAP. I have been a victim of getting my experian compromised. I realized how they are doing it. Anyone with some information of an individual is able to create a new account and it would automatically overwrite the real user account. Past day i have been battling over this. Someone is overwriting my account. I am extremely surprised how they can easily compromise an individual. Please fix this! This is a credit bureau! People depend on it. It shouldn’t be this easy for bad actors to gain access to private information. This is emergency and requires immediate attention. Upper management if you are reading this, there is an imminent risk present before you. If you can t get your security guys to act on this, then one day this risk will come at a great price. Right now, your customers are being victimized due to this loop hole which can seen from forum from two years ago if you search on google. You are keeping this gate open to keep bad actors roaming wildly in the streets

   Shebebsj · 30 Aug 2026

5. 3/5Subscriptions keep renewing despite cancelling numerous times

   This app is decent for what it does (monitoring your credit etc) but the subscription cost of nearly $30 a month is absolutely ludicrous especially given the state of the economy at present and how many people are struggling to get by as it is. There’s no reason it needs to be that expensive. The free version of the app offers good enough features for me to be unable to justify that extra cost in the paid version. However, despite cancelling the subscription numerous times (idk how it got started to begin with if I’m being honest with you- I didn’t sign up for it) every couple months it auto renews somehow, and I end up getting charged another $30 for something I don’t want and didn’t ask for. By the time I notice it, it’s usually been some time and then I have huge issues getting it refunded to my account, since so much time has passed. Getting pretty old at this point and I have wasted almost $200 in these charges I didn’t authorize and exertion keeps pushing through despite having sent countless emails over the last twelve months about the fact that I don’t want or need the subscription. Would be really nice if they actually honored that instead of allowing the charges to continue to be pushed through. Their bank account (smart money) is decent however

   L K Lemon · 30 Aug 2026

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4.7 717410 ratings · Google Play

1. 5/5

   very good app

   Chris Edgerson · 1 Aug 2026

2. 5/5

   was good and easy

   Roxy Deshaw · 1 Aug 2026

3. 4/5

   a bit of a adjustment to understand the application and service but it's helpful

   Merari Williams · 1 Aug 2026

4. 5/5

   phenomenal...keeps me in the Know of my credit worthiness.

   Freida Brown · 1 Aug 2026

5. 5/5

   I'm very pleased to be a part of experian. I'd recommend anyone to them

   Kev Noel · 1 Aug 2026

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