ERGO NEXT Insurance

Name: ERGO NEXT Insurance
Rating: 4.9 (13736 reviews)
Author: Next insurance, inc

by Next insurance, inc

iPhone

Active Last checked 30 Aug 2026

App Store ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: Free to download

Categories and search queries

Official categories

Finance
Business

AppCorpus categories

Key functions

Function	Availability	Access	Scope	Evidence
Free app	Yes	Free	—	Store published

Screens

App Store

9 store screenshots

Pricing & paywalls

App Store

Free

Last verified 30 Aug 2026

Ratings & reviews

App Store

4.9 13736 ratings · App Store

5/5Perfect!
I would like to highlight the excellence in service provided by Next ergo! Recently, during one of our service visits, an unexpected incident occurred involving a client’s stove — something that could have caused significant inconvenience for everyone involved. However, thanks to the insurer’s speed, efficiency, and commitment, the claim was fully covered without any bureaucracy. The process was quick, transparent, and extremely satisfactory, both for our company and for our client, who felt completely at ease and pleased with the resolution. Having a reliable partner like Next Ergo truly makes a difference in our day-to-day operations. I highly recommend them to any professionals seeking security and peace of mind in their work!

JkDanielllc · 30 Aug 2026
1/5Payday lender of insurance
Had a solid 9 months of hasls free general liability. Then at month 10 the double digit insurance payment that was on autopay went up 600%. Bait and switch got sent an email saying “get ready for another year of insurance” and showed an amount that looked like what i had paid for 6 month of coverage. Turns out they can jack up the price to half a years worth of coverage and charge that monthly and its on me to catch their sneaky little ways. Quick google search and tons of bbb complaints show this is their modus operandi. By the time i noticed it. I had been charged 4 years worth of coverage in just a few months. Reached out and got 0 resolution. Good thing i didnt actually have a claim of some kind because im also seeing people not getting paid out. If you need rock bottom coverage to meet a requirement, go for it. But check it montly so you can catch when they “upgrade you to a better more premium plan” or sneak in that ole 600% price hike. Payday lenders are at least up front about stealing your money.

Koniko169 · 30 Aug 2026
5/5It’s been great for me!
I’m not sure why people are saying they’re being overcharged? This is my 3rd year and I pay my full year upfront and I know exactly how much I’m paying. I’ve have received refunds after each audit (not a ton, but at least they give money back). I suspect people who say their rates went up significantly don’t realize that insurance companies review how much risk you expose them to. So if you say you’re doing handyman work and then you’re out framing 3 story houses and billing out 750k a year, yes your premiums go up. Anyway… creating certificates on demand is an awesome feature. No more hounding your agent for 3 days to get a certificate. You can do it in 3 minutes on your phone. This is extremely helpful.

ThePROFESSIONAL · 30 Aug 2026
5/5No issues at all so far, 2.5 years in!
From an operations standpoint, everything is exactly as needed. I run a mid-high end remodeling company with only a few subs. I can produce certificates easily for additional contractors and customers, as well as email them via next directly. Everything is very simple and user friendly. Since I am working with my hands most days, I dont have extra time to wait for an insurance agent to get back to me- being in control of whats going on has been amazing! I have recommended to several friends in the industry and they are as pleased as I am.

jdiennnzueb · 30 Aug 2026
5/5So Far So Good
This feels like the next generations’ insurance. I needed quick and easy liability insurance for selling art at a farmers’ market. Next was recommended online so I gave it a shot. Everything was so streamlined - getting a quote was so quick. No stupid phone call (no I don’t have time nor desire to talk to a rep!!). Price was really great. Adding additional insured was easy… I’m not seeing any downside to this company and app at all (yet). The low reviews seem pretty sus to me.

Crunchy Jojo · 30 Aug 2026

Privacy & accessibility

App Store

Privacy

Data Linked to You — Analytics — Diagnostics — Other Diagnostic Data Developer declared
Data Linked to You — Analytics — Identifiers — Device ID Developer declared
Data Linked to You — Analytics — Usage Data — Other Usage Data Developer declared
Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
Data Linked to You — App Functionality — Identifiers — User ID Developer declared
Data Linked to You — Diagnostics Developer declared
Data Linked to You — Identifiers Developer declared
Data Linked to You — Usage Data Developer declared
Data Not Linked to You — Analytics — Diagnostics — Crash Data Developer declared
Data Not Linked to You — Analytics — Diagnostics — Performance Data Developer declared
Data Not Linked to You — Diagnostics Developer declared

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Accessibility

No accessibility labels collected yet.

Versions

App Store

1.0.8
Get ready, we’ve got a number of really great things in this latest release! First up, we added new screens for live & custom certificate details. Within these you can find all the information you need, sharing capabilities and viewing the certificate PDF itself - faster than ever. Next up, a small change with a big effect. Now you get to do all the wonderful actions you can do with your custom certificates also with your proof of insurance and directly from your app’s home page. Ain't that something? You must be wondering, “with all of these great news to keep track of, how will I know what’s new after I've updated and opened the app?” Don’t worry, we got you covered! We have also added a “what’s new” tutorial to help you get all the information on new features within our app. Can’t wait to see what we’ll share here next!
1.0.9
We are excited to announce the release of document center! Now you can view, download and share all of your policy related documents from one place - access it from the menu. We also addressed a number of bugs, and and now all that’s left is to wish you HAPPY BROWSING! See you in the next update :)
1.1.0
We are excited to announce the release of document center! Now you can view, download and share all of your policy related documents from one place - access it from the menu. We also addressed a number of bugs, and and now all that’s left is to wish you HAPPY BROWSING! See you in the next update :)
1.1.1
We are excited to announce the release of notifications center! Now you can easily find all current and past updates about your policy in one place. We also addressed a number of bugs, and now all that’s left is to wish you HAPPY BROWSING! See you in the next update :)
1.1.2
We are excited to announce the release of notifications center! Now you can easily find all current and past updates about your policy in one place. We also addressed a number of bugs, and now all that’s left is to wish you HAPPY BROWSING! See you in the next update :)
1.1.3
bug fixes
1.1.4
In this version we have added app improvements and bug fixes. See you in the next update :)
1.1.5
App improvements related to the previous version.
1.1.6
Updates in this version: Support for historical users Workers' comp audit alerts Workers' comp compliance alerts Easier way to review the app
1.1.8
In this version we have added bug fixes & performance improvements See you in the next update :)
1.1.9
In this version we’ve added a feature to help users understand how well protected they are against different risks relevant to their business.
1.2.0
In this version we’ve added a feature to help users understand how well protected they are against different risks relevant to their business.
1.2.1
App improvements
1.2.2
App improvements
1.2.3
App improvements & bug fixes
1.2.4
App improvements & bug fixes
1.2.5
App Improvements & Bug Fixes
1.2.6
New menu Bug fixes and improvements
1.2.7
Improved support Bug Fixes & improvements
1.2.8
PROD 1.2.8 jotai poc Bug fixes and improvements
1.2.9
Bug fixes and improvements
1.3.0
PROD 1.3.0 fix logout
1.3.1
We're excited to bring you this version with several improvements to make your experience smoother. If you manage multiple business accounts, you'll now find it much easier to switch between them without losing your session. We've also enhanced our chat feature with a helpful indicator that shows you when you have unread messages, so you never miss an important conversation. Behind the scenes. Plus, we've squashed various bugs to give you a more reliable app overall.
1.3.2
In this version, we’ve focused on giving you more flexibility and a faster experience. You can now easily add and switch between multiple business accounts with improved transitions, ensuring your workflow stays uninterrupted. We’ve also spent significant time refining the app’s core engine and perfecting the way you navigate through different sections. These "under-the-hood" improvements mean a sturdier, more reliable app for you every time you open it.
1.3.3 · 9 Apr 2026
NEXT is now officially Ergo NEXT! This update brings our exciting rebrand straight to your phone. Along with our new name, we've updated the app with a crisp, high-resolution logo, app icon, and smoothed out the startup animation. We've also included a few under-the-hood performance tweaks to keep things running smoothly.

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Alternatives

Novo - Small Business Checking — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 30 Aug 2026
Sources: App Store

Independent summary has not been published yet.

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Compare ERGO NEXT Insurance with Novo - Small Business Checking.

View JSON

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          "body": "I would like to highlight the excellence in service provided by Next ergo! Recently, during one of our service visits, an unexpected incident occurred involving a client’s stove — something that could have caused significant inconvenience for everyone involved. However, thanks to the insurer’s speed, efficiency, and commitment, the claim was fully covered without any bureaucracy. The process was quick, transparent, and extremely satisfactory, both for our company and for our client, who felt completely at ease and pleased with the resolution. Having a reliable partner like Next Ergo truly makes a difference in our day-to-day operations. I highly recommend them to any professionals seeking security and peace of mind in their work!",
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          "author": "Koniko169",
          "date": "30 Aug 2026"
        },
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          "rating": 5,
          "title": "It’s been great for me!",
          "body": "I’m not sure why people are saying they’re being overcharged? This is my 3rd year and I pay my full year upfront and I know exactly how much I’m paying. I’ve have received refunds after each audit (not a ton, but at least they give money back). I suspect people who say their rates went up significantly don’t realize that insurance companies review how much risk you expose them to. So if you say you’re doing handyman work and then you’re out framing 3 story houses and billing out 750k a year, yes your premiums go up. Anyway… creating certificates on demand is an awesome feature. No more hounding your agent for 3 days to get a certificate. You can do it in 3 minutes on your phone. This is extremely helpful.",
          "author": "ThePROFESSIONAL",
          "date": "30 Aug 2026"
        },
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          "title": "No issues at all so far, 2.5 years in!",
          "body": "From an operations standpoint, everything is exactly as needed. I run a mid-high end remodeling company with only a few subs. I can produce certificates easily for additional contractors and customers, as well as email them via next directly. Everything is very simple and user friendly. Since I am working with my hands most days, I dont have extra time to wait for an insurance agent to get back to me- being in control of whats going on has been amazing! I have recommended to several friends in the industry and they are as pleased as I am.",
          "author": "jdiennnzueb",
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          "body": "This feels like the next generations’ insurance. I needed quick and easy liability insurance for selling art at a farmers’ market. Next was recommended online so I gave it a shot. Everything was so streamlined - getting a quote was so quick. No stupid phone call (no I don’t have time nor desire to talk to a rep!!). Price was really great. Adding additional insured was easy… I’m not seeing any downside to this company and app at all (yet). The low reviews seem pretty sus to me.",
          "author": "Crunchy Jojo",
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