AppCorpus
Market US

Envelope Budget - Kualia

by Kualia, Inc.

iPhone

Active Last checked 31 Jul 2026

Quick verdict

What it is
Store information collected; independent summary not yet available.
At a glance
  • Free to download
  • In-app purchases

Categories and search queries

Official categories

AppCorpus categories

Key functions

Function Availability Access Scope Evidence
Free app Yes Free Store published
In-app purchases Yes Limited free Store published

Screens

App Store

8 store screenshots

Envelope Budget - Kualia iphone screenshot 1
Envelope Budget - Kualia iphone screenshot 2
Envelope Budget - Kualia iphone screenshot 3
Envelope Budget - Kualia iphone screenshot 4

Pricing & paywalls

App Store

  • Free to download
  • In-app purchases

Ratings & reviews

App Store

4.6 46 ratings · App Store

  1. 5/5Negative Changes - SOLVED!

    UPDATE- Igor figured out what the issue was!! First and foremost, even though we have had previous communication by email with no issues, this time I requested support all of his replies were getting sent to my spam folder so I wasn’t seeing them. So the amazing customer service I enjoyed before is absolutely still the case. It didn’t even occur to me to check my spam folder since we had multiple communications in the past that way so I kinda feel stupid for assuming he wasn’t replying… Once we figured that out, he was able to solve my transaction / bank problem immediately and of course he is looking into it more to make sure it isn’t a problem moving forward for anyone else. So everything in my review from before no longer applies! I truly love this app and it has helped my budgeting and bill tracking process drastically. While I love the app, the customer service continues to be the best part of the experience. If you don’t get a reply, just double check your spam folder! 😅 Thank you again, Igor!! I’ve been using this app for quite some time now and it was absolutely amazing until very recently. As of January 21st, the app says it is synced to my bank accounts but is not uploading any of my transactions. I’ve reached out to support multiple times via email where I used to get responses very quickly from the developer Igor who has in the past provided such amazing customer service, but I am not getting any replies from him anymore since this issue started. Up until this started I would have told anyone and everyone I would be a lifetime customer, but if this doesn’t get fixed and I can’t get in touch with customer service for help then I am going to be forced to find another way to keep track of my budget. I’m really starting to struggle to keep track of my stuff now since my transactions aren’t uploading. I don’t want to find someone else, I have absolutely loved this app in particular and have tried so many others, so I’m really really bummed… please please fix this issue as soon as possible, Igor. 😢 i am for real so sad about this.

    Ariel24 · 31 Jul 2026

  2. 5/5Wonderful budget and amazing developers

    The developers of this app are amazing. I’ve made suggestions and sent emails and often times they got back to me fairly quickly and if it was within their ability to do what I asked, they did it, which is so different then any other development company I have dealt withbefore. They have been kind and generous to their supporters and I greatly appreciate the work and passion they pour into their app. budgeting is a passion of mine. I have gone through every single budgeting app in the App Store and I can gladly say this is one of the best, the app in itself is nice, I love the envelope system and they have made it easy to use with their auto assign features, category groups and goals. I believe it has room to grow and become even better and I can't wait to see where they go from here.

    Katt B. · 31 Jul 2026

  3. 5/5Update! An app truly worth the download!

    I am Still using the app almost a year later and it still passes the vibe check!!! I am by no means a rich person but please do yourself a favor and download this app if you want to get your finances together at whatever stage you are in! $7.99 a month is so worth it! I have tried free options, paid options, and nothing has compared to this app. There has been so many updates since I downloaded it that has improved my experience. The feedback is truly listened too! Very easy to use and customizable. Take control of your budget or lay back and connect your accounts to auto transfer your expenses! Your pick! I cannot rave about this app enough, please give it a shot. Consider this the start of your financial investment.

    __chio · 31 Jul 2026

  4. 5/5Nicely done

    This app is not yet feature complete enough for me to use. Setting that aside for a moment, they’re off to a really great start. Most significantly, the app is incredibly snappy. Budgeting a whole list of categories goes really fast, whereas other apps make this a slow and cumbersome process. The same is true for manually categorizing transactions. Because I know they’re going to ask, Here are some features I’m missing that would be necessary for me to consider actually converting: - Import apple account transactions. I wish this weren’t a custom API. - The ability to budget entire category groups automatically, eg, “budget all for upcoming transactions” or “budget all for average spent” - Smarter category suggestions — when a transaction payee matches a previous transaction it should suggest that category at the top of the list. - some sort of import from YNAB would be really useful, even if it required manually exporting my data. I spent about an hour copying my categories over, and I didn’t even finish. If I were to migrate, it would be a disappointment to lose all my historical categorization, but not necessarily a dealbreaker. Just getting the categories and amounts allocated would be huge.

    troubled-tiger · 31 Jul 2026

  5. 5/5“Step Aside, Big Names, Kualia Has It From Here”

    After testing dozens of budget apps (to the point where my budget had a line for budget apps), I finally found one worth keeping—and reviewing. This app combines a sleek, modern design with an intuitive interface that makes managing finances straightforward. What truly sets it apart is the ongoing development and the team’s dedication to user feedback. Igor, one of the developers, is incredibly responsive, offering helpful advice and quickly addressing questions. The fact that they’re actively listening to users and continually improving makes this app a standout choice. Highly recommend giving it a try!

    MDAIFD · 31 Jul 2026

Privacy & accessibility

App Store

Privacy

  • Data Linked to You — Analytics — Diagnostics — Crash Data Developer declared
  • Data Linked to You — Analytics — Diagnostics — Other Diagnostic Data Developer declared
  • Data Linked to You — Analytics — Diagnostics — Performance Data Developer declared
  • Data Linked to You — Analytics — Financial Info — Other Financial Info Developer declared
  • Data Linked to You — Analytics — Identifiers — Device ID Developer declared
  • Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
  • Data Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
  • Data Linked to You — App Functionality — Diagnostics — Other Diagnostic Data Developer declared
  • Data Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
  • Data Linked to You — App Functionality — Financial Info — Other Financial Info Developer declared
  • Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
  • Data Linked to You — App Functionality — Identifiers — User ID Developer declared
  • Data Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
  • Data Linked to You — Diagnostics Developer declared
  • Data Linked to You — Financial Info Developer declared
  • Data Linked to You — Identifiers Developer declared
  • Data Linked to You — Usage Data Developer declared

Accessibility

No accessibility labels collected yet.

Versions

App Store

  • 2.17.0

    What's New: - Home screen widgets: View your budget at a glance without opening the app. - Recurring transactions now show the paid amount with strike-through when it differs from the expected amount. - Overspent categories are now included in the app icon badge count. - Fixed widget workspace switching and alignment issues. - Fixed budget calculations to ignore archived categories.

  • 2.18.0

    What's New - Added lock screen widgets for account balance, category available, and upcoming transactions. - Added favorite categories filter with persistent filter selection in budget view. - Added transaction lock screen widget and Control Center button for quick transaction entry. Improvements - Revamped workspace onboarding flow and added targets explainer sheet. Bug Fixes - Fixed top spending widget showing incorrect amounts. - Fixed bank sync not properly linking imported transactions to existing transfers.

  • 2.19.0

    What's New - Added lock screen widgets for account balance, category available, and upcoming transactions. - Added transaction lock screen widget and Control Center button for quick transaction entry. - Added favorite categories filter to quickly view your most-used budget categories. - Revamped workspace onboarding with a guided targets explainer. - App now launches instantly using cached data, even when offline. Bug Fixes - Fixed top spending widget showing incorrect amounts. - Fixed inactive recurring transactions still appearing as overdue. - Fixed bank sync not properly linking imported transactions to existing transfers. - Fixed recurring transaction amounts overlapping on long currency values. - Fixed categories not loading on the onboarding screen. - Fixed data import failing for large transaction histories.

  • 2.20.0

    What's New - Added Category Card widget with customizable background images. - Improved recurring transactions calendar with quick-add and default calendar view. Bug Fixes - Fixed assigned amounts being double-counted in recurring rollover targets. - Fixed widgets showing the wrong month due to timezone issues. - Fixed future month recurring transactions not appearing in widgets.

  • 2.21.0

    What's New - Added all-time transactions view in the category overview sheet to see full transaction history across all months. - Added an edit category button to the category overview sheet for quick access to category settings. - Added the ability to duplicate a transaction directly from the context menu. Bug Fixes - Fixed reports displaying incorrect totals for categories with both inflows and outflows. - Fixed target and delete buttons not working when editing a category from the budget tab or category overview.

  • 2.21.1

    Improvements - Improved reports layout with net-based classification and refreshed section design. Bug Fixes - Fixed merchant percentages in reports exceeding 100%. - Fixed duplicate transaction fields reverting to original values when changing payee, category, or account. - Fixed changelog sheet not showing on app open.

  • 2.21.2

    Bug Fixes - Fixed an issue where new users could skip the onboarding and subscription screens after launching the app.

  • 2.21.3

    Bug Fixes - Fixed the app getting stuck in an infinite syncing state on launch, which previously required logging out and back in to resolve. - Fixed transaction amount field snapping back to the original value when deleting characters.

  • 2.22.0

    Improvements - Streamlined the subscription screen for a cleaner, more focused experience.

  • 2.22.1

    Bug Fixes - Fixed the app getting stuck on "Syncing…" after returning from a long background or cold launch.

  • 2.22.2

    Bug Fixes - Fixed the long "Syncing..." delay when reopening the app after a long time in the background — data now appears in a second or two. - Fixed clearing the note on a transfer transaction not saving — the note used to come back on reload.

  • 2.23.0

    What's New - Introducing the Kualia AI Assistant on iPhone. Chat with your finances, stream answers, tap transaction pills to jump straight to a transaction, and upload PDFs or CSVs to import transactions. - Added multi-select account chips on the Accounts tab. Long-press to combine balance views like Cash and Credit, and chips for empty categories are now hidden. Improvements - Closed accounts are now hidden when creating a new transaction. - Polished the side menu bar. Bug Fixes - Fixed iPhone toolbar buttons where taps near the edge of the glass capsule sometimes didn't register, and corrected tint colors so non-save buttons no longer look like primary actions.

  • 2.24.0

    What's New - Redesigned the Account Details screen with native iOS styling, inline transactions, and a new account-scoped connection screen. Bug Fixes - Fixed the category progress bar showing a small sliver of "available" when you had assigned money this month to cover last month's overspend. - Fixed the "What's New" update sheet opening to the wrong page after an app update. - Fixed AI chat transaction pills not reacting when the underlying transaction had been deleted. Deleted transactions now show a strikethrough and "(deleted)" label.

  • 2.25.0

    What's New - Added a quick add-transaction button on the account details screen that preselects the account. - Linking a new bank now takes you straight to that connection. Bug Fixes - Fixed the app getting stuck on an endless loading spinner after being in the background; it now reconnects automatically and offers a retry option.

  • 2.26.0

    What's New - Merchant deletion is now available, with an option to move existing activity to another merchant when required. Bug Fixes - Fixed side drawer gestures so closing the drawer no longer accidentally opens drawer items. - Fixed an issue that could leave tabs spinning forever after returning from the background. - Added the missing delete action for closed accounts. - Improved bank-sync categorization for merchant suggestions and recurring transactions. - Fixed maintain-balance targets near their target amount so they only suggest the remaining gap and do not show normal top-ups as overfunded. - Long transaction badges now truncate more cleanly.

  • 2.27.0

    What's New - Family plan access is now available on iOS, with family group management, shared workspace sections, and read-only workspace settings where appropriate. - Merchants and bank accounts can now use custom icons and colors when a logo is not the right fit. - Eligible family members can inherit access from the family owner's plan. Bug Fixes - Fixed the side drawer close swipe so it works reliably from the trailing edge. - Fixed daily reminders that could continue after notification preferences were disabled. - Improved app access checks for family subscriptions.

  • 2.28.0

    What's New - Onboarding and profile setup now use your first name more consistently. - Family Sharing has clearer labels and onboarding behavior where shared access is available. Bug Fixes - Improved foreground sync recovery for rare cases where data could stop refreshing after reopening the app. - Fixed workspace drawer badges so they only appear where they are relevant.

  • 2.29.0

    What's New - Apple Card support! You can now connect your Apple Wallet to Kualia and add your Apple Card and Apple Cash accounts for automatic syncing. Bug Fixes - Fixed stale launch state that could briefly show outdated user, workspace, budget, or subscription details. - Fixed Apple Wallet starting balances when same-day imported transactions arrive during first sync.

  • 2.30.0

    What's New - Recurring transactions have moved from the tab bar into the side drawer. New tabs layout. Bug Fixes - Fixed Apple Wallet connection icons so they match the rounded bank connection row style. - Fixed a subscription sync edge case where an expired promo could incorrectly override active paid or lifetime access.

  • 2.30.1

    Bug Fixes - Fixed VND and other currency display issues in Ready to Assign so zero-decimal currency amounts render at the correct scale.

  • 2.31.0

    Improvements - Moved Recurring into the bottom tab bar and Reports into the side menu for quicker access. Bug Fixes - Fixed an issue that prevented connecting Kualia to the Claude web app.

  • 2.32.0

    What's New - Plan ahead with scheduled transactions: create recurring schedules, see upcoming transactions, choose reminders, and enter scheduled items into your ledger. - Use the new Planned experience to review upcoming transactions by month or across all schedules.

  • 2.33.0

    What's New - Launch instantly with your latest budget data and keep navigating key screens offline while fresh data syncs in the background. - Add transactions from the iPhone Home Screen or Shortcuts, with amount, payee, account, category, date, and notes ready to prefill. - Favorite bank accounts and categories and keep those favorites synced between iPhone and the web. - Choose automatic or manual entry for future and recurring transactions, with correct merchant names in Planned. - Enjoy smoother rendering across reports, budgets, accounts, and transaction lists.

  • 2.34.0

    What's New - Launch faster with securely cached data, continue navigating offline, and reconnect automatically in the background. - Add transactions from the Home Screen or Shortcuts, with details like amount, payee, account, category, date, and notes already filled in. - Keep favorite accounts and categories synced across iOS and web. - Review recent assignments and money moves directly from your budget. - Open planned transactions in a focused details view with linked history and actions to edit, skip, pause, resume, or delete. - Enjoy smoother lists and faster currency formatting throughout the app. - See the right merchant names and choose automatic entry for future and recurring transactions.

  • 2.35.0 · 25 Jul 2026

    What's New - See each category and amount for split transactions directly in transaction rows. - Undo deletions more reliably, even when actions happen quickly. - Navigate budgets, accounts, transactions, reports, charts, and common controls with clearer VoiceOver support. - Keep lifetime access intact during subscription status refreshes. - Benefit from more reliable Plaid pending-to-cleared transaction matching.

Availability by market

Data quality & evidence

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Live store listing
Last verified
31 Jul 2026
Sources
App Store

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