Credit Sesame: Grow Your Score

• Daily refresh for a month — $1.99/week
• Daily refresh for a month — $4.99/month
• Advanced — $9.99
• Sesame Platinum — $19.99
• Sesame Pulse — $4.99
• Turbo — $9.49
• Turbo — $15.99

Last verified 30 Aug 2026

• Free to download

Last verified 28 Aug 2026

4.8 436307 ratings · App Store

1. 5/5Definitely a Credit Rebuilding Tool

   I use to think these apps were useless and I suppose I wasn’t utilizing them properly. I am disabled and it’s challenging to keep credit in good standing with the ups and downs with my health and unstable employment. I’ve sought after work for 6 months with no avail. It’s tuff but I know God is my Provider. I have been spending extra time in his word and when I say won’t he do it…Won’t he do it! I’ve applied for a secure line of credit with banks and got denied multiple times. I argued with the reasoning behind the denial because it was secured applications so I turned to God asking him to direct my steps. I paid for Lexington Law Firm and my credit went up by 37 points I felt good but was apprehensive about applying again and I downloaded credit sesame. I started to monitor the approval odds more closely and I felt after being on unemployment for about 5 months I’m approaching the final unemployment benefits budget. I decided it was time to apply for one of the credit sesame approval odds cards for Capital One Walmart Rewards unsecured cards and was approved. They verified my identity before approving me but I was so relieved that I got approved and I really needed help with groceries. God made a way. Thanks to Credit Sesame for suggesting the best options for my situation.

   Browneyed Raven · 30 Aug 2026

2. 4/5Mostly great!

   I’ve recently took an aggressive approach at increasing my credit score and this app must be working. I have been using two other popular credit builders and have notice a 48+ jump since May!! That’s literally three months. I sat on the idea of using these for nearly a year and I am certainly kicking myself now. I think I felt intimidated due to lack of knowledge and thinking they must be some scam. This app is so much easier to use and navigate than I ever anticipated. However! My only complaint thus far is that I can’t seem to transfer funds from my Chase account to my Sesame Debit account . Before my card arrived, I scheduled two deposits. My card arrives and it says to add funds to the account to basically active it. I went to check on the deposits I made but don’t see them in my Sesame account. Aside from that, when I attempt to add funds now, it says I’ve reached my daily limit of transfers. Not sure if the messages is from my chase acct or this one but I’ve tried three times on separate days and still unable to get it done. Hopefully I can sort this out. Otherwise, I fully recommend and advise not to wait if you’re on the edge at all. Seriously, you’ll thank me later. For the record, I’m just a normal person leaving an honest review. I’m not affiliated or have been compensated in any shape or form to leave this feedback. In fact, I wasn’t even asked to. So rest assured that this isn’t a fake review that another company was able to forge. Hope this helps you as it did me!!

   MamaZx5 · 30 Aug 2026

3. 5/5Credit Sesame

   I absolutely love using the Credit Sesame app., I have always wanted to build my credit but never new how and I thought it was a lot of trouble or to hard but as soon as I started using Credit Sesame my credit has went from poor/no credit to almost excellent! Just in a matter of months my credit numbers started rising!!! I have had credit sesame going two years now and I have yet to have any issues, I would definitely recommend this app to help anyone that is unsure how to build there credit as well as someone that has bad credit either way it will do the trick! You honestly would still benefit using Credit Sesame if you already have excellent credit just to have your back and help building your credit less stressful!!

   tia house · 30 Aug 2026

4. 1/5Nightmare

   This credit say that it help you REBUILD YOUR CREDIT it should say let’s take you in a roller coaster because seen I got this car I been in a NIGHTMARE OF A ROLLER COASTER 1st it charge me for a late fee on one of there update that they did so I disputed that and every time I did my scores went down and it NEVER got corrected YES I did call the number they provided that you can never get to the correct person they will tell you they can help you with that issue they don’t help sesame cash customer and they will give you another number and the customer service from that number will tell you you have the wrong number and try to transfer you and the phone call will hang up. 3rd out of the blue there will be another update and you will see your that you have 2 sesame account so there you go again dispute the accounts sending emails to sesames cash customer service and when it get resolved your credit score goes down AGAIN and the account that they took out is the one that is showing no information and here WE GO AGAIN THERE MUST OF BEEN ANOTHER UPDATE OR SOMETHING BECAUSE I JUST GOT A NOTIFICATION ON MY CARD I CHECK AND IT SAID THAT MY SESAME CARD WAS REMOVED FROM MY CREDIT THAT MY DISPUTE WAS APPROVED I HAVEN’t done any dispute so there went 20 points of my credit MY ADVICE RUN RUN DO NOT GET THIS CREDIT CARD YOU CAN’T GET NO CUSTOMER SERVICE BY PHONE OR EMAIL . YOU CREDIT WILL BE YOUR WORST.. REALLY RUN RUN IS THE WORST CARD AND CUSTOMER SERVICE

   Jehovah Is MY Rock · 30 Aug 2026

5. 1/5Impossible to contact someone

   I got this app several years ago and it was great because I could monitor my credit and keep an eye on things while also getting random tips and advice. There’s a few features I do enjoy, however if you get the credit sesame card, it’s nearly impossible to contact someone and cancel it. I originally got the card because I expected to use it and have it help build my credit. I should have read more into it because they charged me $10 a month, and then another $8 fee every month on it. I originally put $200 into it just to have a balance, but I use other credit cards because they give me rewards, unlike this card. A few years go by and I assumed since I didn’t use the card I’d have $200 on it, but it was in the negative because of the charges every month. Part of it is my problem not reading fine print and keeping an eye on it, I will accept that. However I tried to cancel the card and it’s been nearly impossible. I’ve tried calling, emailing, using the rep chat, etc.. and I’ve had no positive results. So I’m still getting charged almost $20 a month for a card I can’t get rid of. I doubt they’ll see this review, but if I can warn anytime else not to sign up for this card, I will. Also, about 40% of the app is just trying to push you to sign up for things. Some of it they’ll trick you in saying it’ll improve your credit score, or give you some kind of benefit but they do not. Use the app at your own risk, and make sure you check everything before signing up for one of their deals or features because this company will take advantage of you, and keep charging you while giving you no options to opt out.

   TheJoeyFish · 30 Aug 2026

4.7 195585 ratings · Google Play

1. 1/5

   Never sent verification code

   Sharon Chapman · 29 Jul 2026

2. 5/5

   inviting and wanting to know more in regards to handling my credit and getting it right!

   Stephen Scalici · 29 Jul 2026

3. 1/5

   couldn't get in too many passcode not worth it unacceptable too much to try to get in online

   Darian Mock · 29 Jul 2026

4. 1/5

   It seems this app is geared more towards putting you into more debt rather than helping you manage and reduce your existing debt. Why should any place charge for features to help reduce fraud, like locking or freezing your credit profile?!?! You don't really get any of the useful tools, such as they are, unless you spend money you don't have on a subscription fee. This app may have been useful when it started, but I think Credit Sesame has lost its way

   Victor · 29 Jul 2026

5. 1/5

   So expensive. Credit Karma is way better.

   C B · 29 Jul 2026

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• 7.29 · 15 Jul 2026
• 7.30.1 · 27 Aug 2026