Concora Credit

• Free

Last verified 31 Jul 2026

3.0 1412 ratings · App Store

1. 5/5New to indigo card

   UPDATED REVIEW ( Thanks for a actual reply changing my rating to a 5 star why ? Because after my feedback CONCORA CREDIT took the time to read and reply which shows me they are listening to their card holders feedback which is a good start & will help the future of this app & their cards & products going forward… Hello so I have seen reviews on Celtic bank about how indigo card didn’t have any app , so I m glad you guys finally got one up for it , I don’t have my card yet but I will say I’ve logged in a few times to check the app out , I have other cards with fully functioning apps , this one is on its way I’ll say that but please you there is so much you need to add , biometric log in , or pin log in having to use a password every time is a pain , I noticed no document center with info needed that needs added only basic stuff shows (again it’s better then nothing ) but if you want customers to stay they need to feel safe & valued able to see finances & a functioning help center possible chat option card holders don’t want to feel sub prime . This card has potential above others in its class . If you take the time to invest in card holders more will apply. Other then that im just super happy there is at least a functional app ( bare bones ). But there ! Here’s hoping updates help bring it to life .

   LithiumSacrifice · 31 Jul 2026

2. 1/5Do not use this company

   This company approves me for a $700 credit line I activated the card try to make their annual payment was unable to. I called customer service and spoke to a supervisor they both said. That the demographics had changed when I applied for the card. They required a residential address, but I put my mailing address is different. The demographics didn’t change. It’s in the same state. My PO Box is 3 miles from my residential address. I pulled a hard credit on my credit file. And deactivated the card five days after approving it I would highly suggest that no one use any of their products. In their lineup of credit cards, not only will they damage your credit by hard credit pull then they come up with some crazy statements of demographic change email changes and none of these were true. They said they did this to prevent fraudulent activity. When they pull your credit file, your phone number is on the credit file. you haven’t even received the card your demographics have not changed nor your emails have changed when I go on the app. All the information is correct. I please please warn who is attempting to use this company to stay very very very far away from them tomorrow, I’ll be contacting the governor of Mississippi who is a family member who will get me in touch with the Attorney General for these type predatory credit practices, this company involves itself in on closing if you try these companies this company I promise you you will be severely disappointed, never in my entire life have I been treated like this by credit card company. They are possibly a class action lawsuit in the waiting customer service is no good. Supervisors are no good. Please head this war.

   JMSACCT1 · 31 Jul 2026

3. 5/5No issues with my milestone card

   I feel I need to leave a positive review after reading all the negative reviews, first off this app works with all they credit cards, I had the indigo card first and closed that one before activating it due to annual fee and low 300 credit limit, my milestone card also had an annual fee which is why I just closed that card, plus they got an monthly fee also now. 🥹When I was using my milestone card and this app to manage it, I didn’t experience any issues whatsoever, my payments always posted on time and my available credit right away. My only issue is the app itself, it doesn’t have Face ID and u constantly have to enter password to log in, so for the monthly fee and outdated app I closed my account after a year. Thanks milestone for helping my credit score improve though!

   Kema217 · 31 Jul 2026

4. 2/5Sketchy - Poor Interface

   So far this entire thing seems a little sketchy every time I try to Make a Payment it does not show that I have a payment scheduled. When I did it with debit card the payment didn’t go through until weeks later when I thought it was already paid did not have the money in my cash app to cover it then attempt it again I believe it was the next day when I did have the $ to cover it by that time I was already 200 in the negative thinking I was spending money that I already paid up. Same thing I just connected my bank account the other night to make a payment the payment went through I got a confirmation I always screenshot my payment confirmation but yet it’s not showing in pending payments nor has it attempted the withdraw but even more sketchy you seriously cannot even enroll in “due dates” being shown unless you are enrolled in auto pay. I have two one accounts neither are N Rd. and auto pay in both of them tell me when my due date is. This banking company is trying to set people up for a fail lol

   J&J Painting · 31 Jul 2026

5. 5/5Good app

   I’m taking some time to write a review only because first of all I’m trying to make sure that my cards do not have any annual fees and unfortunately I have found several cards that annual fees have popped up on but as far as this card goes, it’s fine. I never have a problem with it, but it’s an annual fee thing which I wasn’t aware of And so yes, I also will be closing my account. However I wanna make it clear. The app works perfectly fine. I never had a problem except it’s best if you. Have a monthly payment plan because it will charge you heavy if you do not pay on time and I was one day late and got charged $30 so this is how they make their money. They mess with you but the app is fine. It’s not a problem on time with payments. Make sure you know if your card has monthly or yearly charges to use it and I don’t believe in paying an annual fee Otherwise great

   FiannaWarrior · 31 Jul 2026

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