Cleva App

Name: Cleva App
Rating: 4.7 (1453 reviews)
Author: Cleva Technologies, Inc.

by Cleva Technologies, Inc.

iPhone · iPad

Active Last checked 6 Aug 2026

App Store ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: Free to download

Categories and search queries

Official categories

Finance

AppCorpus categories

Finance

Key functions

Function	Availability	Access	Scope	Evidence
Free app	Yes	Free	—	Store published

Screens

App Store

30 store screenshots

Pricing & paywalls

App Store

Free

Last verified 6 Aug 2026

Ratings & reviews

App Store

4.7 1453 ratings · App Store

5/5Card Deactivate
Hello, So if I used all three chances trying to make payment with my USD card and my Card was deactivated, can I ever get a new one or that’s the only one I can get ever? And I am pleading that you remove that policy of deactivating card after three times of failed transaction due to insufficient funds, the $0.30 charge I a OK with but the card deactivation doesn’t make sense to me, I’ll really appreciate if this is looked into, and if the case is because maybe someone else may be trying to access your card without your consent, how about temporarily deactivating the card and let the user terminate the card by themselves if they can’t sort it or activate it back if they sort it(figure out who or what was trying to take money from their account through their bank account dollar card). I’ll be grateful if this is tended to, and taken into consideration… Best regards, thanks.

Slimiszy · 6 Aug 2026
3/5Complain
I’ve enjoyed using the Cleva online banking app overall — it has a clean interface, fast transactions, and good features. However, the experience has been seriously limited by their partnership with Lead Bank. One major issue is that Lead Bank rejects any incoming payments that don’t exactly match the account holder’s name. This has caused a lot of inconvenience, especially when receiving payments from clients or platforms that use abbreviations, initials, or slightly different name formats. It’s discouraging and makes the app unreliable for regular business or freelance payments. Cleva has potential, but until they either improve flexibility around payment name matching or partner with a more adaptable banking provider, it’s hard to recommend for users who rely on incoming payments from multiple sources. I hope this gets addressed soon, as it really impacts the usability of an otherwise solid product.

Inawo01 · 6 Aug 2026
5/5They are scammers
If you can’t provide the required documents for any money that comes into your account. They won’t release your money for you. My refund is stuck in Cleva app but the customer care said they won’t release my funds for me. There is no receipt for a refund I keep telling them. But still yet they are still holding my money. I don’t know where to get help from. To be able to get my money from the app

Goodlord45 · 6 Aug 2026
5/5Observation
Cleva has shown its capability that a visual bank can be trusted and reliable, with swift transactional experience among its customers. But the Swift Transfer they intend disabling is really not a good idea. Lots of visual banks doesn’t do swift transfer but Cleva does with ease, and that has made them the number for me, guess you guys should have a rethink about disabling Swift Transfer. It might be bad for business for you guys. Thanks

gbara4golf · 6 Aug 2026
2/5Holding my payment for 3 months now
I can’t give all the 5 stars because Cleva has hold my money for like 3months now and they are yet to release it and give me excuses upon excuses and they stop replying me and I have know Cleva more than a year now they are among the truthful platform but I don’t know what is wrong now even though I told them that the money is for my health but they choose to ignored and don’t bother to look my feelings, they don’t have human feelings and this is unfair, I beg them with everything but they rather keep mute. Please I will advise you to look into this please. B

JohnNwambe · 6 Aug 2026

Privacy & accessibility

App Store

Privacy

Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
Data Linked to You — App Functionality — Contact Info — Name Developer declared
Data Linked to You — App Functionality — Contact Info — Physical Address Developer declared
Data Linked to You — Product Personalization — Contact Info — Email Address Developer declared
Data Linked to You — Product Personalization — Contact Info — Name Developer declared
Data Linked to You — Product Personalization — Contact Info — Physical Address Developer declared
Data Linked to You — Contact Info Developer declared
Data Not Linked to You — App Functionality — Contact Info — Phone Number Developer declared
Data Not Linked to You — App Functionality — Financial Info — Payment Info Developer declared
Data Not Linked to You — App Functionality — Identifiers — User ID Developer declared
Data Not Linked to You — App Functionality — User Content — Photos or Videos Developer declared
Data Not Linked to You — Product Personalization — Contact Info — Phone Number Developer declared
Data Not Linked to You — Product Personalization — Financial Info — Payment Info Developer declared
Data Not Linked to You — Product Personalization — Identifiers — User ID Developer declared
Data Not Linked to You — Product Personalization — User Content — Photos or Videos Developer declared
Data Not Linked to You — Contact Info Developer declared
Data Not Linked to You — Financial Info Developer declared
Data Not Linked to You — Identifiers Developer declared
Data Not Linked to You — User Content Developer declared

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Accessibility

No accessibility labels collected yet.

Versions

App Store

2.1.2
New on Cleva: Naira Payouts Are Live! In addition to transferring from your Cleva USD account, you can now transfer from your Cleva Naira account to any Nigerian bank account in seconds. Fast. Simple. Seamless. Update your Cleva app and start sending Naira today!
2.1.4
New on Cleva: Naira Payouts Are Live! In addition to transferring from your Cleva USD account, you can now transfer from your Cleva Naira account to any Nigerian bank account in seconds. Fast. Simple. Seamless. Update your Cleva app and start sending Naira today!
2.1.5
Introducing a sleek and modern bottom navigation bar for a smoother, more intuitive experience.
2.1.6
We’re adding new life to the mobile experience—featuring a modern bottom navigation bar, an improved transfer flow, and refreshed bank logos across transactions and recipients.
2.1.7
We're adding new life to the mobile experience—featuring a modern bottom navigation bar, an improved transfer flow, and refreshed bank logos across transactions and recipients.
2.1.8
We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience.
2.1.9
We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience.
2.2.0
We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience.
2.2.1
We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience.
2.2.14
Buy Data for Less on Cleva! Top up your data in seconds and save on every data purchase, across supported networks without leaving the app. Simple, fast, and seamless, just the way it should be. Same Cleva experience. Now with instant data purchases. Update your app and start staying connected for less!
2.2.15
Buy Data for Less on Cleva! Top up your data in seconds and save on every data purchase, across supported networks without leaving the app. Simple, fast, and seamless, just the way it should be. Same Cleva experience. Now with instant data purchases. Update your app and start staying connected for less!
2.2.16
Card Gets a Major Upgrade Your card just got a whole lot better. Here's what's new: No More Card Funding — Your card is now directly linked to your USD wallet. Spend straight from your balance with zero funding fees and zero extra steps. Spend in Any Currency — One card, endless possibilities. Make payments in Naira, Dirhams, Pounds, Euros, and more — your card handles the conversion automatically. New Card Design — Customize your card design to match your vibe, from different card design options . More Room for Declined Transactions — We've raised the failed transaction limit from 3 to 10 before any card termination action is taken. Occasional declines happen; your card shouldn't pay the price for it.
2.2.18
Card Gets a Major Upgrade Your card just got a whole lot better. Here's what's new: No More Card Funding — Your card is now directly linked to your USD wallet. Spend straight from your balance with zero funding fees and zero extra steps. Spend in Any Currency — One card, endless possibilities. Make payments in Naira, Dirhams, Pounds, Euros, and more — your card handles the conversion automatically. New Card Design — Customize your card design to match your vibe, from different card design options . More Room for Declined Transactions — We've raised the failed transaction limit from 3 to 10 before any card termination action is taken. Occasional declines happen; your card shouldn't pay the price for it.
2.2.3
We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience.
2.2.5
We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience.
2.2.7
We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience.
2.2.9
We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience.
2.3.0
Card Gets a Major Upgrade Your card just got a whole lot better. Here's what's new: No More Card Funding — Your card is now directly linked to your USD wallet. Spend straight from your balance with zero funding fees and zero extra steps. Spend in Any Currency — One card, endless possibilities. Make payments in Naira, Dirhams, Pounds, Euros, and more — your card handles the conversion automatically. New Card Design — Customize your card design to match your vibe, from different card design options. More Room for Declined Transactions — We've raised the failed transaction limit from 3 to 10 before any card termination action is taken. Occasional declines happen; your card shouldn't pay the price for it.
2.3.1
Introducing Cleva Pots. Set aside your USD savings and earn rewards at a 3.00% annual rate, calculated daily and paid monthly. What's new: • Create a Pot in seconds • Fund directly from your USD wallet • Start accruing rewards the day after you deposit • Withdraw anytime with no lock-in period or fees • Track rewards and earnings history • Explore detailed daily reward calculations Open the Cleva app and click the Pots menu to start growing your dollars
2.3.2
Introducing Cleva Pots. Set aside your USD savings and earn rewards at a 3.00% annual rate, calculated daily and paid monthly. What's new: • Create a Pot in seconds • Fund directly from your USD wallet • Start accruing rewards the day after you deposit • Withdraw anytime with no lock-in period or fees • Track rewards and earnings history • Explore detailed daily reward calculations Open the Cleva app and click the Pots menu to start growing your dollars
2.3.3
Introducing Cleva Pots. Set aside your USD savings and earn rewards at a 3.00% annual rate, calculated daily and paid monthly. What's new: • Create a Pot in seconds • Fund directly from your USD wallet • Start accruing rewards the day after you deposit • Withdraw anytime with no lock-in period or fees • Track rewards and earnings history • Explore detailed daily reward calculations Open the Cleva app and click the Pots menu to start growing your dollars
2.3.5
Introducing Cleva Pots. Set aside your USD savings and earn rewards at a 3.00% annual rate, calculated daily and paid monthly. What's new: • Create a Pot in seconds • Fund directly from your USD wallet • Start accruing rewards the day after you deposit • Withdraw anytime with no lock-in period or fees • Track rewards and earnings history • Explore detailed daily reward calculations Open the Cleva app and click the Pots menu to start growing your dollars
2.3.6
Big news, Cleva is now available in the United States!!! If you’re in the US, you can now: * Create your Cleva account in minutes. * Fund your account securely using your debit card. * Send money home to Nigeria quickly and seamlessly. * Earn points as you use the app and unlock rewards. * Buy data and pay electricity bills for family and friends in Nigeria. Update now to create your US Cleva account and start enjoying the Cleva experience.
2.3.7
Big news, Cleva is now available in the United States!!! If you’re in the US, you can now: * Create your Cleva account in minutes. * Fund your account securely using your debit card. * Send money home to Nigeria quickly and seamlessly. * Earn points as you use the app and unlock rewards. * Buy data and pay electricity bills for family and friends in Nigeria. Update now to create your US Cleva account and start enjoying the Cleva experience.
2.3.9 · 29 Jul 2026
Big news, Cleva is now available in the United States!!! If you’re in the US, you can now: * Create your Cleva account in minutes. * Fund your account securely using your debit card. * Send money home to Nigeria quickly and seamlessly. * Earn points as you use the app and unlock rewards. * Buy data and pay electricity bills for family and friends in Nigeria. Update now to create your US Cleva account and start enjoying the Cleva experience.

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Alternatives

Raenest — Same category + similar ratings
Grey: Inclusive Global Banking — Same category + similar ratings

Availability by market

Data quality & evidence

Page completeness: Live store listing
Last verified: 6 Aug 2026
Sources: App Store

Independent summary has not been published yet.

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Compare Cleva App with Raenest.

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      "platform": "iphone",
      "alt": "Cleva App iphone screenshot 29"
    },
    {
      "url": "https://is1-ssl.mzstatic.com/image/thumb/PurpleSource211/v4/91/ad/51/91ad51ab-4d27-dae8-82ff-e25e29ccf077/Swift_customer_support.png/1284x1600bb.jpg",
      "store": "apple",
      "platform": "iphone",
      "alt": "Cleva App iphone screenshot 30"
    }
  ],
  "ratings": [
    {
      "store": "apple",
      "average": 4.7,
      "count": 1453,
      "market": "us",
      "observed_at": "2026-08-06",
      "reviews": [
        {
          "rating": 5,
          "title": "Card Deactivate",
          "body": "Hello, So if I used all three chances trying to make payment with my USD card and my Card was deactivated, can I ever get a new one or that’s the only one I can get ever? And I am pleading that you remove that policy of deactivating card after three times of failed transaction due to insufficient funds, the $0.30 charge I a OK with but the card deactivation doesn’t make sense to me, I’ll really appreciate if this is looked into, and if the case is because maybe someone else may be trying to access your card without your consent, how about temporarily deactivating the card and let the user terminate the card by themselves if they can’t sort it or activate it back if they sort it(figure out who or what was trying to take money from their account through their bank account dollar card). I’ll be grateful if this is tended to, and taken into consideration… Best regards, thanks.",
          "author": "Slimiszy",
          "date": "6 Aug 2026"
        },
        {
          "rating": 3,
          "title": "Complain",
          "body": "I’ve enjoyed using the Cleva online banking app overall — it has a clean interface, fast transactions, and good features. However, the experience has been seriously limited by their partnership with Lead Bank. One major issue is that Lead Bank rejects any incoming payments that don’t exactly match the account holder’s name. This has caused a lot of inconvenience, especially when receiving payments from clients or platforms that use abbreviations, initials, or slightly different name formats. It’s discouraging and makes the app unreliable for regular business or freelance payments. Cleva has potential, but until they either improve flexibility around payment name matching or partner with a more adaptable banking provider, it’s hard to recommend for users who rely on incoming payments from multiple sources. I hope this gets addressed soon, as it really impacts the usability of an otherwise solid product.",
          "author": "Inawo01",
          "date": "6 Aug 2026"
        },
        {
          "rating": 5,
          "title": "They are scammers",
          "body": "If you can’t provide the required documents for any money that comes into your account. They won’t release your money for you. My refund is stuck in Cleva app but the customer care said they won’t release my funds for me. There is no receipt for a refund I keep telling them. But still yet they are still holding my money. I don’t know where to get help from. To be able to get my money from the app",
          "author": "Goodlord45",
          "date": "6 Aug 2026"
        },
        {
          "rating": 5,
          "title": "Observation",
          "body": "Cleva has shown its capability that a visual bank can be trusted and reliable, with swift transactional experience among its customers. But the Swift Transfer they intend disabling is really not a good idea. Lots of visual banks doesn’t do swift transfer but Cleva does with ease, and that has made them the number for me, guess you guys should have a rethink about disabling Swift Transfer. It might be bad for business for you guys. Thanks",
          "author": "gbara4golf",
          "date": "6 Aug 2026"
        },
        {
          "rating": 2,
          "title": "Holding my payment for 3 months now",
          "body": "I can’t give all the 5 stars because Cleva has hold my money for like 3months now and they are yet to release it and give me excuses upon excuses and they stop replying me and I have know Cleva more than a year now they are among the truthful platform but I don’t know what is wrong now even though I told them that the money is for my health but they choose to ignored and don’t bother to look my feelings, they don’t have human feelings and this is unfair, I beg them with everything but they rather keep mute. Please I will advise you to look into this please. B",
          "author": "JohnNwambe",
          "date": "6 Aug 2026"
        }
      ]
    }
  ],
  "privacy": [
    {
      "store": "apple",
      "declarations": [
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Physical Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Contact Info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Contact Info — Physical Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Contact Info — Phone Number",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Financial Info — Payment Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Identifiers — User ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — User Content — Photos or Videos",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Contact Info — Phone Number",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Financial Info — Payment Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — Identifiers — User ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Product Personalization — User Content — Photos or Videos",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Financial Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Identifiers",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "User Content",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    }
  ],
  "changes": [
    {
      "store": "apple",
      "version": "2.1.2",
      "released_at": null,
      "notes": "New on Cleva: Naira Payouts Are Live! In addition to transferring from your Cleva USD account, you can now transfer from your Cleva Naira account to any Nigerian bank account in seconds. Fast. Simple. Seamless. Update your Cleva app and start sending Naira today!"
    },
    {
      "store": "apple",
      "version": "2.1.4",
      "released_at": null,
      "notes": "New on Cleva: Naira Payouts Are Live! In addition to transferring from your Cleva USD account, you can now transfer from your Cleva Naira account to any Nigerian bank account in seconds. Fast. Simple. Seamless. Update your Cleva app and start sending Naira today!"
    },
    {
      "store": "apple",
      "version": "2.1.5",
      "released_at": null,
      "notes": "Introducing a sleek and modern bottom navigation bar for a smoother, more intuitive experience."
    },
    {
      "store": "apple",
      "version": "2.1.6",
      "released_at": null,
      "notes": "We’re adding new life to the mobile experience—featuring a modern bottom navigation bar, an improved transfer flow, and refreshed bank logos across transactions and recipients."
    },
    {
      "store": "apple",
      "version": "2.1.7",
      "released_at": null,
      "notes": "We're adding new life to the mobile experience—featuring a modern bottom navigation bar, an improved transfer flow, and refreshed bank logos across transactions and recipients."
    },
    {
      "store": "apple",
      "version": "2.1.8",
      "released_at": null,
      "notes": "We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience."
    },
    {
      "store": "apple",
      "version": "2.1.9",
      "released_at": null,
      "notes": "We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience."
    },
    {
      "store": "apple",
      "version": "2.2.0",
      "released_at": null,
      "notes": "We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience."
    },
    {
      "store": "apple",
      "version": "2.2.1",
      "released_at": null,
      "notes": "We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience."
    },
    {
      "store": "apple",
      "version": "2.2.14",
      "released_at": null,
      "notes": "Buy Data for Less on Cleva! Top up your data in seconds and save on every data purchase, across supported networks without leaving the app. Simple, fast, and seamless, just the way it should be. Same Cleva experience. Now with instant data purchases. Update your app and start staying connected for less!"
    },
    {
      "store": "apple",
      "version": "2.2.15",
      "released_at": null,
      "notes": "Buy Data for Less on Cleva! Top up your data in seconds and save on every data purchase, across supported networks without leaving the app. Simple, fast, and seamless, just the way it should be. Same Cleva experience. Now with instant data purchases. Update your app and start staying connected for less!"
    },
    {
      "store": "apple",
      "version": "2.2.16",
      "released_at": null,
      "notes": "Card Gets a Major Upgrade Your card just got a whole lot better. Here's what's new: No More Card Funding — Your card is now directly linked to your USD wallet. Spend straight from your balance with zero funding fees and zero extra steps. Spend in Any Currency — One card, endless possibilities. Make payments in Naira, Dirhams, Pounds, Euros, and more — your card handles the conversion automatically. New Card Design — Customize your card design to match your vibe, from different card design options . More Room for Declined Transactions — We've raised the failed transaction limit from 3 to 10 before any card termination action is taken. Occasional declines happen; your card shouldn't pay the price for it."
    },
    {
      "store": "apple",
      "version": "2.2.18",
      "released_at": null,
      "notes": "Card Gets a Major Upgrade Your card just got a whole lot better. Here's what's new: No More Card Funding — Your card is now directly linked to your USD wallet. Spend straight from your balance with zero funding fees and zero extra steps. Spend in Any Currency — One card, endless possibilities. Make payments in Naira, Dirhams, Pounds, Euros, and more — your card handles the conversion automatically. New Card Design — Customize your card design to match your vibe, from different card design options . More Room for Declined Transactions — We've raised the failed transaction limit from 3 to 10 before any card termination action is taken. Occasional declines happen; your card shouldn't pay the price for it."
    },
    {
      "store": "apple",
      "version": "2.2.3",
      "released_at": null,
      "notes": "We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience."
    },
    {
      "store": "apple",
      "version": "2.2.5",
      "released_at": null,
      "notes": "We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience."
    },
    {
      "store": "apple",
      "version": "2.2.7",
      "released_at": null,
      "notes": "We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience."
    },
    {
      "store": "apple",
      "version": "2.2.9",
      "released_at": null,
      "notes": "We’ve introduced the Multi-chain Wallet Receive deposits across different supported networks using one single wallet address. Same address. Multiple networks. Smoother transactions. Update your app to enjoy the new experience."
    },
    {
      "store": "apple",
      "version": "2.3.0",
      "released_at": null,
      "notes": "Card Gets a Major Upgrade Your card just got a whole lot better. Here's what's new: No More Card Funding — Your card is now directly linked to your USD wallet. Spend straight from your balance with zero funding fees and zero extra steps. Spend in Any Currency — One card, endless possibilities. Make payments in Naira, Dirhams, Pounds, Euros, and more — your card handles the conversion automatically. New Card Design — Customize your card design to match your vibe, from different card design options. More Room for Declined Transactions — We've raised the failed transaction limit from 3 to 10 before any card termination action is taken. Occasional declines happen; your card shouldn't pay the price for it."
    },
    {
      "store": "apple",
      "version": "2.3.1",
      "released_at": null,
      "notes": "Introducing Cleva Pots. Set aside your USD savings and earn rewards at a 3.00% annual rate, calculated daily and paid monthly. What's new: • Create a Pot in seconds • Fund directly from your USD wallet • Start accruing rewards the day after you deposit • Withdraw anytime with no lock-in period or fees • Track rewards and earnings history • Explore detailed daily reward calculations Open the Cleva app and click the Pots menu to start growing your dollars"
    },
    {
      "store": "apple",
      "version": "2.3.2",
      "released_at": null,
      "notes": "Introducing Cleva Pots. Set aside your USD savings and earn rewards at a 3.00% annual rate, calculated daily and paid monthly. What's new: • Create a Pot in seconds • Fund directly from your USD wallet • Start accruing rewards the day after you deposit • Withdraw anytime with no lock-in period or fees • Track rewards and earnings history • Explore detailed daily reward calculations Open the Cleva app and click the Pots menu to start growing your dollars"
    }
  ],
  "alternatives": [
    {
      "app_id": 6443475780,
      "name": "Raenest",
      "url": "https://appcorpus.com/apps/raenest-6443475780",
      "reason": "Same category + similar ratings"
    },
    {
      "app_id": 1611983085,
      "name": "Grey: Inclusive Global Banking",
      "url": "https://appcorpus.com/apps/grey-inclusive-global-banking-1611983085",
      "reason": "Same category + similar ratings"
    }
  ],
  "evidence_summary": {
    "index_state": "S1",
    "evidence_level": 1,
    "level_label": "Live store listing",
    "indexable": true,
    "last_verified_at": "2026-08-06",
    "unknown_fields": [
      "Independent summary has not been published yet."
    ],
    "sources": [
      "App Store"
    ]
  },
  "availability_markets": {
    "live": [
      "us"
    ],
    "selected": "us",
    "note": null
  },
  "feature_events": {
    "events": []
  },
  "features_slice": {
    "plans": [
      {
        "code": "free",
        "label": "Free",
        "kind": "free",
        "status": "inferred",
        "prices": [],
        "trial": null
      }
    ],
    "features": [],
    "unknown_features": [],
    "data_cutoff": "6 Aug 2026"
  }
}