Chip In - Couples Finances

- New month and day view for transactions. - New sort feature added for transactions. - New filter by Institutions and Accounts feature for transactions. - Search and filter options are saved if app is closed. Keep your favorite search and sort options! - Upcoming bills due before payday now filters out subscriptions that are stale. - App is more interactive, tap on chart labels or points to drill into data. - New conversation history auto saves as you use AI. - Cleaner AI features, removing bloat (no tab bar at top increase real estate). - Monthly Spend Summary bar chart width scales appropriately from 100% width. - Cleaning up UI. - Always increasing security (Azure thread intelligence added). - Stability improvements. - Bug fixes.

- New bank and accounts quick view from dashboard. Tap totals to view all accounts, balances, when synced, and more. -- View all your bank accounts and credit cards balances in one quick view! - New month and day view for transactions. - New sort feature added for transactions. - New filter by Institutions and Accounts feature for transactions. - New filter view for recurring transactions. - Search and filter options are saved if app is closed. Keep your favorite search and sort options! - Upcoming bills due before payday now filter out subscriptions that are stale. - App is more interactive, tap on chart labels or points to drill into data. - All new Financial Intelligence revamp. New backend architecture for advanced reasoning. - Full privacy we obfuscate your financial data for privacy and identity protection. - New conversation history auto saves as you use AI. - Cleaner AI features, removing bloat (no tab bar at top increase real estate). - Monthly Spend Summary bar chart width scales appropriately from 100% width. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- New *Edit* capability for transaction data synced from PLAID. Fix those incorrect names or description! - New *Notes" field for transaction details. - New bank and accounts quick view from dashboard. Tap totals to view all accounts, balances, when synced, and more. -- View all your bank accounts and credit cards balances in one quick view! - New month and day view for transactions. - New sort feature added for transactions. - New filter by Institutions and Accounts feature for transactions. - New filter view for recurring transactions. - Search and filter options are saved if app is closed. Keep your favorite search and sort options! - Upcoming bills due before payday now filter out subscriptions that are stale. - App is more interactive, tap on chart labels or points to drill into data. - All new Financial Intelligence revamp. New backend architecture for advanced reasoning. - Full privacy we obfuscate your financial data for privacy and identity protection. - New conversation history auto saves as you use AI. - Cleaner AI features, removing bloat (no tab bar at top increase real estate). - Monthly Spend Summary bar chart width scales appropriately from 100% width. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- New Credit Card "limit" value added (tap on account balances in dashboard). - New Manual Transactions total dashboard view. - Refresh to Recurring Transactions Day view (now a slide up bottomsheet) to make viewing more pleasant. - New *Edit* capability for transaction data synced from PLAID. Fix those incorrect names or description! - New *Notes" field for transaction details. - New Bank and Accounts quick view from dashboard. Tap totals to view all accounts, balances, when synced, and more. -- View all your bank accounts and credit cards balances/limits in one quick view! - New Month and Day View for transactions. - New Sort feature added for transactions. - New Filter by Institutions, Accounts, and Manual Entries feature for transactions. - New Filter view for recurring transactions. - Search and Filter options are saved if app is closed. Keep your favorite search and sort options! - Upcoming bills due before payday now filter out subscriptions that are stale. - App is more interactive, tap on chart labels or points to drill into data. - All new Financial Intelligence revamp. New backend architecture for advanced reasoning. - Full privacy we obfuscate your financial data for privacy and identity protection. - New conversation history auto saves as you use AI. - Cleaner AI features, removing bloat (no tab bar at top increase real estate). - Monthly Spend Summary bar chart width scales appropriately from 100% width. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- New Credit Card "limit" value added (tap on account balances in dashboard). - New Manual Transactions total dashboard view. - Refresh to Recurring Transactions Day view (now a slide up bottomsheet) to make viewing more pleasant. - New *Edit* capability for transaction data synced from PLAID. Fix those incorrect names or description! - New *Notes" field for transaction details. - New Bank and Accounts quick view from dashboard. Tap totals to view all accounts, balances, when synced, and more. -- View all your bank accounts and credit cards balances/limits in one quick view! - New Month and Day View for transactions. - New Sort feature added for transactions. - New Filter by Institutions, Accounts, and Manual Entries feature for transactions. - New Filter view for recurring transactions. - Search and Filter options are saved if app is closed. Keep your favorite search and sort options! - Upcoming bills due before payday now filter out subscriptions that are stale. - App is more interactive, tap on chart labels or points to drill into data. - All new Financial Intelligence revamp. New backend architecture for advanced reasoning. - Full privacy we obfuscate your financial data for privacy and identity protection. - New conversation history auto saves as you use AI. - Cleaner AI features, removing bloat (no tab bar at top increase real estate). - Monthly Spend Summary bar chart width scales appropriately from 100% width. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- Complete rewrite of AI services using GPT5.4. The best advanced reasoning of any financial app. - Advanced RAG SQL Server database grounding, greatly increased performance and financial data integrity. - New Export of AI responses. Full export of Question, Response (table + charts), PDF, Image, and CSV! - New automatic AI conversation history saving. Easily search or view previous AI conversations, export to any platform. - New Credit Card "limit" value added (tap on account balances in dashboard). - New Manual Transactions total dashboard view. - Refresh to Recurring Transactions Day view (now a slide up bottom sheet) to make viewing more pleasant. - New *Edit* capability for transaction data synced from PLAID. Fix those incorrect names or description! - New *Notes" field for transaction details. - New Bank and Accounts quick view from dashboard. Tap totals to view all accounts, balances, when synced, and more. -- View all your bank accounts and credit cards balances/limits in one quick view! - New Month and Day View for transactions. - New Sort feature added for transactions. - New Filter by Institutions, Accounts, and Manual Entries feature for transactions. - New Filter view for recurring transactions. - Search and Filter options are saved if app is closed. Keep your favorite search and sort options! - Upcoming bills due before payday now filter out subscriptions that are stale. - App is more interactive, tap on chart labels or points to drill into data. - Full privacy we obfuscate your financial data for privacy and identity protection. - New conversation history auto saves as you use AI. - Cleaner AI features, removing bloat (no tab bar at top increase real estate). - Monthly Spend Summary bar chart width scales appropriately from 100% width. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- New Partner Sharing dashboard. Now you can explicitly control exactly what you want to share with your partner (accounts, transactions, subscriptions, and more). - All new enhanced permissions services control all aspects of user/partner sharing. From checking, saving, loans, and manual transactions. - Complete rewrite of AI services using GPT5.4. The best advanced reasoning of any financial app. - Advanced RAG SQL Server database grounding, greatly increased performance and financial data integrity. - New Export of AI responses. Full export of Question, Response (table + charts), PDF, Image, and CSV! - New automatic AI conversation history saving. Easily search or view previous AI conversations, export to any platform. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- New Partner Sharing dashboard. Now you can explicitly control exactly what you want to share with your partner (accounts, transactions, subscriptions, and more). - All new enhanced permissions services control all aspects of user/partner sharing. From checking, saving, loans, and manual transactions. - Complete rewrite of AI services using GPT5.4. The best advanced reasoning of any financial app. - Advanced RAG SQL Server database grounding, greatly increased performance and financial data integrity. - New Export of AI responses. Full export of Question, Response (table + charts), PDF, Image, and CSV! - New automatic AI conversation history saving. Easily search or view previous AI conversations, export to any platform. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- Added more update fields for transactions and recurring transactions data. - New automated emails for lapsed subscriptions, low balance, large expenses, and upcoming bills (daily/weekly email updates) - New automated recurring transaction tasks. Create a new recurring transaction, we automatically create new transactions by frequency. - New website admin tooling. Now you can update your email preferences (set what you want to see). Also update your profile. Full web app suite coming in weeks! - New Partner Sharing dashboard. Now you can explicitly control exactly what you want to share with your partner (accounts, transactions, subscriptions, and more). - All new enhanced permissions services control all aspects of user/partner sharing. From checking, saving, loans, and manual transactions. - Complete rewrite of AI services using GPT5.4. The best advanced reasoning of any financial app. - Advanced RAG SQL Server database grounding, greatly increased performance and financial data integrity. - New Export of AI responses. Full export of Question, Response (table + charts), PDF, Image, and CSV! - New automatic AI conversation history saving. Easily search or view previous AI conversations, export to any platform. - Cleaning up UI. - Always increasing security (Azure threat intelligence added). - Stability improvements. - Bug fixes.

- Complete rewrite of AI Services. -- Smart follow-ups. -- Real-time server to mobile communication. -- Full resilient query grounding, with retry on fail. - New 30-day projected cashflow. - New Income/Expense history. - New UI updates for a cleaner interface. - Grouping by day, week, and month. - New export types for AI responses (full structured response exported). - Email services enhanced delivering large expenses, upcoming bills, low balances, and lapsed subscriptions. - Update to auto-recurring services, providing the ability to create manual recurring transactions. - Small bug fixes.

- Complete rewrite of AI Services. -- Smart follow-ups. -- Real-time server to mobile communication. -- Full resilient query grounding, with retry on fail. - New 30-day projected cashflow. - New Income/Expense history. - New UI updates for a cleaner interface. - Grouping by day, week, and month. - New export types for AI responses (full structured response exported). - Email services enhanced delivering large expenses, upcoming bills, low balances, and lapsed subscriptions. - Update to auto-recurring services, providing the ability to create manual recurring transactions. - Small bug fixes.

- Complete rewrite of AI Services. -- Smart follow-ups. -- Real-time server to mobile communication. -- Full resilient query grounding, with retry on fail. - New 30-day projected cashflow. - New Income/Expense history. - New UI updates for a cleaner interface. - Grouping by day, week, and month. - New export types for AI responses (full structured response exported). - Email services enhanced delivering large expenses, upcoming bills, low balances, and lapsed subscriptions. - Update to auto-recurring services, providing the ability to create manual recurring transactions. - Small bug fixes.

- Complete rewrite from the ground up. - New dashboards for accounts, liabilties, investments, and reports. - New theme and UI rewrite. - Updated Financial Intelligence with advanced query plan optimization, generation, and RAG improvements. - Database performance and security updates. - New automated emails for liabilties and investments. - Updated to frontier GPT models. - Numerous improvements throughout the app. - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Complete rewrite from the ground up. - New dashboards for accounts, liabilties, investments, and reports. - New theme and UI rewrite. - Updated Financial Intelligence with advanced query plan optimization, generation, and RAG improvements. - Database performance and security updates. - New automated emails for liabilties and investments. - Updated to frontier GPT models. - Numerous improvements throughout the app. - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- New AI features (Pin conversation to top, rename saved conversation. or remove conversation). - AI UI and backend enhancements improving overall experience. - Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- New AI features (Pin conversation to top, rename saved conversation. or remove conversation). - AI UI and backend enhancements improving overall experience. - Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.

- v3.5 includes tons of polished UI updates. - Powerful liabilities (credits/loans) features, best payoff order, interest savings dates, highest APRs, and more! - New AI features (Pin conversation to top, rename saved conversation. or remove conversation). - AI UI and backend enhancements improving overall experience. - Quick sharing partner features (tap on avatars to hide/show partner data instantly). - Extensive feature set addition to Recurring Transactions. - New Accounts timeline filter chart. - Export to Excel for data grids. - Smarter subscription tracking — Subscriptions are now grouped into durable, stable records that survive plan changes, price updates, and account reconnections. Your subscription list no longer shows duplicates or phantom entries when Plaid refreshes its data. - Accurate subscription status — Each subscription now carries a clear status (Active, Stopped, Ignored, PossiblyActive, PossiblyStopped) so you can immediately see what you're actually being charged for vs. what may have quietly lapsed. - Price change history — View the full price-over-time history for any subscription, including the exact amount change and percentage increase between charges. - Lapsed & overdue subscriptions — The app now correctly identifies subscriptions you may have cancelled or that stopped charging, so you can clean up your list or spot unexpected interruptions. - Spending forecast — Upcoming charges are projected from durable subscription records, giving you a more accurate month-by-month cash-flow view. - Real-time subscription data — Subscription groups are automatically refreshed each time your bank syncs recurring transactions, so your list stays current without waiting for a manual refresh. - AI financial insights — The AI assistant's subscription-related answers and SQL queries are now grounded in the same durable group data, producing more accurate responses to questions about bills, subscriptions, and recurring income. - Recurring income tracking — Recurring income streams (payroll, transfers) are surfaced separately from expenses with correct flow direction and normalized monthly/annual estimates. - Fixed: Frequency breakdown row totals now correctly show the actual sum of the grouped items — previously a normalization bug inflated amounts (e.g. a single $300 semi-weekly item incorrectly displayed as ~$2,600) - Fixed: Frequency breakdown item counts now always match the number of items shown when drilling into a row — previously the subscription feed could report a count with no openable rows (e.g. an empty "Unknown" sheet) - Fixed: Frequency breakdown now sources data from the recurring-transactions feed (which carries the identity fields needed to open the transaction detail popup), rather than the subscription feed - Fixed: Recurring transaction frequency labels now correctly canonicalize across all API spelling variants (e.g. SEMI_WEEKLY, Semi_Weekly, semi-weekly all resolve to Semi Weekly) — previously spaced variants fell through to "Unknown" - Fixed: Transaction detail popup recurring frequency selection now stays in sync with the correct cadence returned by the API — previously could show "Biweekly" when the actual frequency was "Semi Weekly" - Security improvements and updates. - Integration with Chip In web app. - Stability improvements. - Bug fixes.