Bright: Loans & Credit Builder

Name: Bright: Loans & Credit Builder
Rating: 4.8 (270058 reviews)
Author: Bright Capital Inc

by Bright Capital Inc

iPhone

Active Last checked 30 Aug 2026

App Store ↗

Quick verdict

What it is: Store information collected; independent summary not yet available.
At a glance: Free to download

Categories and search queries

Official categories

Finance

AppCorpus categories

Finance

Key functions

Function	Availability	Access	Scope	Evidence
Apple Wallet	Yes	Unknown	App Store	Store published
Free app	Yes	Free	—	Store published

Screens

App Store

8 store screenshots

Pricing & paywalls

App Store

Free

Last verified 30 Aug 2026

Ratings & reviews

App Store

4.8 270058 ratings · App Store

5/5Bright App
I’ve been using Brigit For a while and It promises financial freedom through cash advances, and my experience has been surprisingly positive overall. The concept is simple: it gives you access to a portion of your expected income before payday, helping bridge the gap when unexpected expenses come up. What stood out right away was how easy the app is to use. The setup process was quick, and I didn’t have to deal with the kind of complicated paperwork or credit checks that traditional financial services often require. Within minutes, I was able to see how much I could access and request a small advance. The biggest benefit is peace of mind. Instead of stressing over timing bills or dealing with overdraft fees, I had a flexible cushion. The app also provides helpful insights into spending habits, which made me more aware of where my money was going. Over time, that alone can contribute to better financial decisions. That said, it’s not a perfect solution. Cash advances can become a habit if you rely on them too often, and some fees—while smaller than payday loans—can still add up. It’s best used as a short-term tool rather than a long-term fix. Overall, this app is a convenient and user-friendly option for managing short-term cash flow and reducing financial stress. When used responsibly, it can genuinely support a sense of financial control and flexibility.

c.c.m_20 · 30 Aug 2026
5/5The potential this app has... a game changer!
So to start off, Bright Money seems to be in it's infancy so give it a chance. The developers seem to be continually updating the app, working out kinks and listening to user feedback. The concept alone is genius. It especially reaches to the people that have credit card debt, able to make atleast minimum payments yet still can't seem to take ahold and climb out of debt. In a nutshell, this app is a one-spot stop that lists your credit cards (min payment, due dates, apr, etc) as well as your checking accounts (funding accounts they call them) and then Bright will pay atleast the minimum if you set it up to for each credit cards. The genius part about this is that you set up a monetary monthly goal for your Bright account that has to be atleast the minimum of your credit cards that you want to pay through Bright. Bright will analyze your funding accounts (i.e. know how much you roughly spend on bills and other expenses monthly from your checking accounts) and put away money accordingly in the Bright account to pay atleast the minimum of your cards and then some if you set a monthly goal of more than just the minimums. It also pays it off smartly if possible, meaning it pays atleast the minimum payment before the due date (again if possible)making you pay less APR on the credit card. They just added a new feature which allows you to pick different pay off methods on how you would like to tackle your credit card debt (highest APR first, lowest balance first, highest balance first... etc) but the best part about that is that it tells you the advantages and disadvantages of each method. I am telling you this will be a game changer for many people if they are willing to work through the kinks.

Not happy10101 · 30 Aug 2026
1/5They Keep Charging Me and They’ve Stolen My Money
Where do I begin? They’re great at taking the money from my account very quickly… then trying to actually get it out to make payments is painful (I’m being nice, as I can’t curse on here). I’ve had a withdrawal pending for over 3 weeks now and they’re still saying it’s “Pending” and then they tell me I need to wait two more business days and it will be there. They said I need to verify my identity. I’ve done it twice. Fast forward another two more business days and surprise! The money is nowhere to be found. Now the support. I think I would get a better customer support from a well trained simian than working with their chat support. They ask a question and I go to look at it to go ahead and get the issue resolved. When I come back to answer, they have closed the chat because I didn’t respond… after a minute. When they asked me to do something for them. Now to their phone support - I called and they say something completely different than the chat. I ask for a supervisor and they say they’re busy and will call me back. Three days have gone by and no call back. I decide I need to stop all withdrawals… they still take the money from my account after I tell the app to stop. I will not be renewing and the problem is that I will probably not get any help from them once I do. They have now stolen money from me and I keep getting the run around. They also keep taking money from me. Run far and fast away from this app. If I could give it no stars I would.

Oleon8762 · 30 Aug 2026
1/5Terrible
This app has hurt my credit not helped it. The credit building program is a farce. Once the initial setup was complete it worked as advertised for a short period and then issue after issue arose. Payments were not going through or saying late when there is no reason for it. Badly reflecting on credit reports. Every time you hit the "paid" balance and it restarts it hits your credit for up to 75 points of a drop. After awhile the credit building section of the app just disappeared completely. I could no longer make manual payments preemptively to prevent the false "late" payments. I couldn't even see what the balance is or manage anything whatsoever. Whenever I would receive an email saying "Payment is overdue" and click the "Pay now" option it would open the app and just take me to the main page as the credit building section has ceased to exist. The customer service is useless as if they don't even know how the app works and have 0 experience. Continuously I have contacted with 0 result. They even try and deflect saying it is other loans or payments affecting your credit not them. I currently have no other credit items reported just them, and my report specifically states that my credit dropping was due to the bright money program. They are either unwilling to help or so incompetent they are unable to. Either way, would never recommend them. Completely awful. Be cautious in doing business with them.

Shaggy2scoob · 30 Aug 2026
1/5Credit Builder Program Scam
I didn’t qualify for the transfer LOC so they suggested their credit builder program by which they’d “offer” me a $50 LOC and I’d pay back $10/month for 5 months to qualify to apply for the transfer LOC. Seemed low risk enough. At no point during the offering of this program or me subsequently signing up for it was there any indication whatsoever that it required a membership for a monthly subscription fee that would be charged annually. They took $99 out of my account. I’m literally paying them to “borrow” $50 - which has yet to be produced in any way commonly associated with a typical LOC - and then paying them back the $50 they “loaned” me likely out of the $99 they charged me in the first place or the $99 they charged someone else. In other words, I’m paying them $149 to borrow $50 from MYSELF or some other poor hapless soul. When I contacted customer service during non business hours I was responded to by a bot and given a 48 hour response wait time. In an email response 2 days later they explained the fee was taken for the membership in the program and when I replied to cancel the membership and take me out of the program I got no response whatsoever. I contacted again this morning only to get another response from a bot and a wait time of another 48 hours. I don’t know why they have so many stars or if anyone truly has received a transfer LOC but if they have it seems Bright is scamming people with lower credit scores to obtain the cash to finance their transfer LOC program.

BeyondMadAF · 30 Aug 2026

Privacy & accessibility

App Store

Privacy

Data Linked to You — Analytics — Identifiers — Device ID Developer declared
Data Linked to You — Analytics — Usage Data — Product Interaction Developer declared
Data Linked to You — App Functionality — Contact Info — Email Address Developer declared
Data Linked to You — App Functionality — Contact Info — Name Developer declared
Data Linked to You — App Functionality — Contact Info — Phone Number Developer declared
Data Linked to You — App Functionality — Contact Info — Physical Address Developer declared
Data Linked to You — App Functionality — Diagnostics — Crash Data Developer declared
Data Linked to You — App Functionality — Financial Info — Credit Info Developer declared
Data Linked to You — App Functionality — Financial Info — Payment Info Developer declared
Data Linked to You — App Functionality — Identifiers — Device ID Developer declared
Data Linked to You — App Functionality — Identifiers — User ID Developer declared
Data Linked to You — App Functionality — Usage Data — Product Interaction Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Contact Info — Email Address Developer declared
Data Linked to You — Developer’s Advertising or Marketing — Identifiers — Device ID Developer declared
Data Linked to You — Product Personalization — Financial Info — Credit Info Developer declared
Data Linked to You — Contact Info Developer declared
Data Linked to You — Diagnostics Developer declared
Data Linked to You — Financial Info Developer declared
Data Linked to You — Identifiers Developer declared
Data Linked to You — Usage Data Developer declared
Data Not Linked to You — App Functionality — Diagnostics — Performance Data Developer declared
Data Not Linked to You — Diagnostics Developer declared
Data Used to Track You — Contact Info — Email Address Developer declared
Data Used to Track You — Contact Info Developer declared
Data Used to Track You — Identifiers — Device ID Developer declared
Data Used to Track You — Identifiers Developer declared

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Accessibility

No accessibility labels collected yet.

Versions

App Store

1.44
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…
1.45
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…
1.47.1
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…
1.48.1
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…
1.48.2
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…
1.49.1
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…
1.50.1
+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…
1.51.1
Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…
1.52.1
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.53.2
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.54.1
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.55.1
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.56.1
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.56.2
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.56.3
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.58.1
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.58.2
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.58.3
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.58.4
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.58.6
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.59.1
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.59.2
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.59.3
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.60.1
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.
1.61.1 · 15 Jul 2026
What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards.

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Alternatives

Vola: Cash Advance & Credit — Same category + similar ratings

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Data quality & evidence

Page completeness: Live store listing
Last verified: 30 Aug 2026
Sources: App Store

Independent summary has not been published yet.

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      "reviews": [
        {
          "rating": 5,
          "title": "Bright App",
          "body": "I’ve been using Brigit For a while and It promises financial freedom through cash advances, and my experience has been surprisingly positive overall. The concept is simple: it gives you access to a portion of your expected income before payday, helping bridge the gap when unexpected expenses come up. What stood out right away was how easy the app is to use. The setup process was quick, and I didn’t have to deal with the kind of complicated paperwork or credit checks that traditional financial services often require. Within minutes, I was able to see how much I could access and request a small advance. The biggest benefit is peace of mind. Instead of stressing over timing bills or dealing with overdraft fees, I had a flexible cushion. The app also provides helpful insights into spending habits, which made me more aware of where my money was going. Over time, that alone can contribute to better financial decisions. That said, it’s not a perfect solution. Cash advances can become a habit if you rely on them too often, and some fees—while smaller than payday loans—can still add up. It’s best used as a short-term tool rather than a long-term fix. Overall, this app is a convenient and user-friendly option for managing short-term cash flow and reducing financial stress. When used responsibly, it can genuinely support a sense of financial control and flexibility.",
          "author": "c.c.m_20",
          "date": "30 Aug 2026"
        },
        {
          "rating": 5,
          "title": "The potential this app has... a game changer!",
          "body": "So to start off, Bright Money seems to be in it's infancy so give it a chance. The developers seem to be continually updating the app, working out kinks and listening to user feedback. The concept alone is genius. It especially reaches to the people that have credit card debt, able to make atleast minimum payments yet still can't seem to take ahold and climb out of debt. In a nutshell, this app is a one-spot stop that lists your credit cards (min payment, due dates, apr, etc) as well as your checking accounts (funding accounts they call them) and then Bright will pay atleast the minimum if you set it up to for each credit cards. The genius part about this is that you set up a monetary monthly goal for your Bright account that has to be atleast the minimum of your credit cards that you want to pay through Bright. Bright will analyze your funding accounts (i.e. know how much you roughly spend on bills and other expenses monthly from your checking accounts) and put away money accordingly in the Bright account to pay atleast the minimum of your cards and then some if you set a monthly goal of more than just the minimums. It also pays it off smartly if possible, meaning it pays atleast the minimum payment before the due date (again if possible)making you pay less APR on the credit card. They just added a new feature which allows you to pick different pay off methods on how you would like to tackle your credit card debt (highest APR first, lowest balance first, highest balance first... etc) but the best part about that is that it tells you the advantages and disadvantages of each method. I am telling you this will be a game changer for many people if they are willing to work through the kinks.",
          "author": "Not happy10101",
          "date": "30 Aug 2026"
        },
        {
          "rating": 1,
          "title": "They Keep Charging Me and They’ve Stolen My Money",
          "body": "Where do I begin? They’re great at taking the money from my account very quickly… then trying to actually get it out to make payments is painful (I’m being nice, as I can’t curse on here). I’ve had a withdrawal pending for over 3 weeks now and they’re still saying it’s “Pending” and then they tell me I need to wait two more business days and it will be there. They said I need to verify my identity. I’ve done it twice. Fast forward another two more business days and surprise! The money is nowhere to be found. Now the support. I think I would get a better customer support from a well trained simian than working with their chat support. They ask a question and I go to look at it to go ahead and get the issue resolved. When I come back to answer, they have closed the chat because I didn’t respond… after a minute. When they asked me to do something for them. Now to their phone support - I called and they say something completely different than the chat. I ask for a supervisor and they say they’re busy and will call me back. Three days have gone by and no call back. I decide I need to stop all withdrawals… they still take the money from my account after I tell the app to stop. I will not be renewing and the problem is that I will probably not get any help from them once I do. They have now stolen money from me and I keep getting the run around. They also keep taking money from me. Run far and fast away from this app. If I could give it no stars I would.",
          "author": "Oleon8762",
          "date": "30 Aug 2026"
        },
        {
          "rating": 1,
          "title": "Terrible",
          "body": "This app has hurt my credit not helped it. The credit building program is a farce. Once the initial setup was complete it worked as advertised for a short period and then issue after issue arose. Payments were not going through or saying late when there is no reason for it. Badly reflecting on credit reports. Every time you hit the \"paid\" balance and it restarts it hits your credit for up to 75 points of a drop. After awhile the credit building section of the app just disappeared completely. I could no longer make manual payments preemptively to prevent the false \"late\" payments. I couldn't even see what the balance is or manage anything whatsoever. Whenever I would receive an email saying \"Payment is overdue\" and click the \"Pay now\" option it would open the app and just take me to the main page as the credit building section has ceased to exist. The customer service is useless as if they don't even know how the app works and have 0 experience. Continuously I have contacted with 0 result. They even try and deflect saying it is other loans or payments affecting your credit not them. I currently have no other credit items reported just them, and my report specifically states that my credit dropping was due to the bright money program. They are either unwilling to help or so incompetent they are unable to. Either way, would never recommend them. Completely awful. Be cautious in doing business with them.",
          "author": "Shaggy2scoob",
          "date": "30 Aug 2026"
        },
        {
          "rating": 1,
          "title": "Credit Builder Program Scam",
          "body": "I didn’t qualify for the transfer LOC so they suggested their credit builder program by which they’d “offer” me a $50 LOC and I’d pay back $10/month for 5 months to qualify to apply for the transfer LOC. Seemed low risk enough. At no point during the offering of this program or me subsequently signing up for it was there any indication whatsoever that it required a membership for a monthly subscription fee that would be charged annually. They took $99 out of my account. I’m literally paying them to “borrow” $50 - which has yet to be produced in any way commonly associated with a typical LOC - and then paying them back the $50 they “loaned” me likely out of the $99 they charged me in the first place or the $99 they charged someone else. In other words, I’m paying them $149 to borrow $50 from MYSELF or some other poor hapless soul. When I contacted customer service during non business hours I was responded to by a bot and given a 48 hour response wait time. In an email response 2 days later they explained the fee was taken for the membership in the program and when I replied to cancel the membership and take me out of the program I got no response whatsoever. I contacted again this morning only to get another response from a bot and a wait time of another 48 hours. I don’t know why they have so many stars or if anyone truly has received a transfer LOC but if they have it seems Bright is scamming people with lower credit scores to obtain the cash to finance their transfer LOC program.",
          "author": "BeyondMadAF",
          "date": "30 Aug 2026"
        }
      ]
    }
  ],
  "privacy": [
    {
      "store": "apple",
      "declarations": [
        {
          "title": "Data Linked to You",
          "detail": "Analytics — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Analytics — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Name",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Phone Number",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Contact Info — Physical Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Diagnostics — Crash Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Financial Info — Credit Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Financial Info — Payment Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Identifiers — User ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "App Functionality — Usage Data — Product Interaction",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Developer’s Advertising or Marketing — Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Developer’s Advertising or Marketing — Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Product Personalization — Financial Info — Credit Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Diagnostics",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Financial Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Identifiers",
          "source": "Developer declared"
        },
        {
          "title": "Data Linked to You",
          "detail": "Usage Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "App Functionality — Diagnostics — Performance Data",
          "source": "Developer declared"
        },
        {
          "title": "Data Not Linked to You",
          "detail": "Diagnostics",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Contact Info — Email Address",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Contact Info",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Identifiers — Device ID",
          "source": "Developer declared"
        },
        {
          "title": "Data Used to Track You",
          "detail": "Identifiers",
          "source": "Developer declared"
        }
      ],
      "accessibility": []
    }
  ],
  "changes": [
    {
      "store": "apple",
      "version": "1.44",
      "released_at": null,
      "notes": "+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…"
    },
    {
      "store": "apple",
      "version": "1.45",
      "released_at": null,
      "notes": "+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…"
    },
    {
      "store": "apple",
      "version": "1.47.1",
      "released_at": null,
      "notes": "+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…"
    },
    {
      "store": "apple",
      "version": "1.48.1",
      "released_at": null,
      "notes": "+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…"
    },
    {
      "store": "apple",
      "version": "1.48.2",
      "released_at": null,
      "notes": "+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…"
    },
    {
      "store": "apple",
      "version": "1.49.1",
      "released_at": null,
      "notes": "+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…"
    },
    {
      "store": "apple",
      "version": "1.50.1",
      "released_at": null,
      "notes": "+ Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…"
    },
    {
      "store": "apple",
      "version": "1.51.1",
      "released_at": null,
      "notes": "Bug fixes. + So much! A new all-in-one debt consolidation app with fair and low APRs. Start paying off high-interest cards today. + Even easier. No paperwork, no due dates, no math, no worries. Sign up in 2 minutes! Set it and forget it. Let Bright get to work. + Sounds fancy and expensive? Like you’d never qualify? Bet you could…"
    },
    {
      "store": "apple",
      "version": "1.52.1",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.53.2",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.54.1",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.55.1",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.56.1",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.56.2",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.56.3",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.58.1",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.58.2",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.58.3",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.58.4",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    },
    {
      "store": "apple",
      "version": "1.58.6",
      "released_at": null,
      "notes": "What’s new? Introducing a Faster, Smoother Login Experience on Bright Money A custom in-house solution for your login experience. This enhances overall efficiency and gives us more control to fine-tune every detail. Here’s how this update benefits you: + Faster Login Times: Get into your account quicker than ever. + Improved Reliability: A seamless and steady experience, every single time. + Enhanced Control: Ensures optimal performance, with the highest security standards."
    }
  ],
  "alternatives": [
    {
      "app_id": 1275913039,
      "name": "Vola: Cash Advance & Credit",
      "url": "https://appcorpus.com/apps/vola-cash-advance-credit-1275913039",
      "reason": "Same category + similar ratings"
    }
  ],
  "evidence_summary": {
    "index_state": "S1",
    "evidence_level": 1,
    "level_label": "Live store listing",
    "indexable": true,
    "last_verified_at": "2026-08-30",
    "unknown_fields": [
      "Independent summary has not been published yet."
    ],
    "sources": [
      "App Store"
    ]
  },
  "availability_markets": {
    "live": [
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    ],
    "selected": "us",
    "note": null
  },
  "feature_events": {
    "events": []
  },
  "features_slice": {
    "plans": [
      {
        "code": "free",
        "label": "Free",
        "kind": "free",
        "status": "inferred",
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        "trial": null
      }
    ],
    "features": [],
    "unknown_features": [
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    ],
    "data_cutoff": "30 Aug 2026"
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}