America's Credit Union

• Free

Last verified 6 Aug 2026

4.7 2536 ratings · App Store

1. 5/5Mobile banking

   While we appreciate and respect your decision to “upgrade” the app, it has unfortunately resulted in a great deal of confusion and inconvenience so far on our part. We have 2 checks to deposit and have spent over an hour attempting to deposit the first one, only to discover that we left out the account number on the endorsement (which the instructions don’t request). We have resubmitted that deposit with no visible means of cancelling the first one. Hopefully, the transaction will be denied for lack of information. We will now attempt to redeposit the other check in another account, for which we never received a confirmation last week. All of this could be easily resolved with a simple phone call to one of your pleasant and qualified representatives, and we apologize for not doing that . . . but that would defeat the purpose of a couple of 82 year olds trying to keep up with technology.

   steve bayless · 6 Aug 2026

2. 5/5Opening app

   Just tried to open the America’s Credit Union app on my iPhone just now to see a credit service agreement. The big problem is that I must ‘agree’ to get to my account. Can’t check on my bank statements or transfers between accounts. It worked this morning, with out the credit statement, but is not working now. Fix this! All that is needed is a ‘don’t agree’ button.

   Likeit111 · 6 Aug 2026

3. 1/5The merger has been a frustrating near failure

   ACU used to have a very user-friendly website and mobile app. Since the merge with the other credit union it has been frustration after frustration trying to figure it out, trying to make the mobile app work, trying to get accounts connected online. Even trying to deposit a check through my mobile phone has been a head banger. I attempt to take a picture and the notice to rotate my phone to landscape never goes away until I shut the entire thing down and start over again and then sometimes it works and sometimes it doesn’t. It’s completely frustrating. If I had started this account with the merged credit union I may have closed it out and gone somewhere else because it’s so frustrating. It’s almost to the point where I say I hate working with this bank. That’s a terrible place to be.

   Wowee!321 · 6 Aug 2026

4. 5/5Review

   If you take a look at my account, I’ve been with the credit union for a very long time. I’ve been very happy with the service all the way back to the starting years when Gary would help me with my account.. I love the instant messaging. Donna has helped me out immensely along with. I enjoy doing business with the bank and will continue for a long time.

   993883848484 · 6 Aug 2026

5. 5/5Get the fixes done

   I love ACU but it was so much better before the merge. Perhaps after a little time, and after all the bugs are worked out, things will return to the awesome business as usual. Getting past the frustration cannot happen quick enough.I’m rooting for my favorite financial institution! Good luck to us all! A better rating is on its way, hopefully!

   Hopeful Member · 6 Aug 2026

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